According to the bank, the payment date coincides with the groundbreaking and inauguration of 245 major national projects, representing a total investment of over 1.34 trillion VND, in celebration of the 14th Party Congress. This high dividend payout reflects HDBank's stable business performance and value creation capability for shareholders over many years.

Customers transact at the bank. Photo: HDBank

According to an announcement from the Ho Chi Minh City Stock Exchange (HoSE), the record date is 19/12, and the ex-dividend date is 18/12. Shareholders holding 100 shares will receive an additional 29,69 new shares. This distribution includes a 25% dividend from 2024 undistributed after-tax profit and a 4,69% bonus issued from the charter capital reserve fund.

Following this issuance, HDBank's charter capital will increase from 38,594 billion VND to over 50,053 billion VND, positioning the bank among those with the largest capital in the system. This resource will further strengthen its financial capacity, improve its capital adequacy ratio under Basel II/III, and expand room for its growth strategy, digitalization, and the development of its financial-banking ecosystem.

For many years, HDBank has maintained a consistent policy of high and continuous dividends, supported by an average profit growth of over 25% annually. The nearly 30% payout ratio, which exceeds the plan set at the 2025 Annual General Meeting of Shareholders, is a positive outcome of the bank's business operations and capital management.

In the first 9 months of this year, HDBank achieved 14,803 billion VND in pre-tax profit. Its business efficiency continues to lead the entire industry, with a return on equity (ROE) of 25,2% and a return on assets (ROA) of 2,1%. The cost-to-income ratio (CIR) decreased to 25,7%, and the capital adequacy ratio (CAR) under Basel II reached 15%, both among the top performers.

HDBank leaders stated that the bank is accelerating to complete and exceed its 2025 plan targets in the final weeks of the year. The bank continues to maintain the high and sustainable growth trajectory built over more than one decade.