From its establishment in 1990, IVB, the first joint venture bank in Vietnam, focused on supporting and meeting the capital needs of SMEs, import-export businesses, logistics companies, and foreign direct investment (FDI) clients.

Leveraging its joint venture model, IVB provides stable capital sources and introduces international processes and standards in banking operations. This supports Vietnamese enterprises in enhancing their competitiveness and integrating deeply into the global market.

IVB consistently prioritizes customers and professionalism. *Photo: IVB*

Among its capital support packages, the program "Empowering import-export businesses to overcome challenges" is highly regarded by many enterprises. This package finances up to 70% of the contract or letter of credit (LC) value before delivery and supports 100% of the value of export collection bills, with interest rates starting from 4% per year for USD and 5,3% per year for VND.

In addition to import-export financing, IVB has developed a diverse credit portfolio for production and business activities, becoming a financial partner for many enterprises as they expand operations.

"In the 1990s, Vietnam's economy was undergoing transformation, and accessing capital was not easy. Thanks to IVB's partnership, we had the capital to expand our production and business. Later, during the Covid-19 period, the bank's support also helped us regain momentum as the economy gradually recovered", shared an enterprise that has been with IVB since its early years.

A bank representative stated that amidst a volatile global financial market, the sustainability of capital flow is a key factor for enterprises to maintain long-term operations, especially for SMEs. With its "Sustainable joint development" orientation, flexible financial products, and specialized services, the bank aims to become a reliable financial partner for Vietnamese enterprises.

IVB staff are proud to have partnered with customers for over three decades. *Photo: IVB*

After 35 years of development, IVB has continuously strengthened its reputation and professional capabilities. The bank is one of the 8 initial members of the SWIFT system in Vietnam and was recently honored as a "Distinguished 30-year SWIFT Partner", demonstrating its international payment capabilities and global standard risk management.

IVB currently has two joint venture partners: VietinBank and Cathay United Bank (Taiwan). The bank's network covers major economic centers such as Hanoi, Hai Phong, TP HCM, Da Nang, Dong Nai, and Can Tho, with a team of experienced specialists in corporate credit and trade finance.

Despite market changes over 35 years, IVB's core value, "Persistent partnership, steady steps with Vietnamese enterprises," remains intact. In the business world, the bank consistently adheres to its motto, "Sustainable joint development," using it as a foundation to partner with corporate clients.

For its 35th anniversary (1990-2025), IVB is rolling out a special preferential package for enterprises. This includes long-term production and business loans for up to 300 months, a 12-month principal grace period, and financing up to 80% of collateral value. The bank also offers free account management, free payroll transfer services, and an Urbox voucher worth 500.000 VND for enterprises opening new payment accounts, loans, or deposits.

Minh Ngoc

Customers can find more information about promotional programs for enterprises here.