Average lending interest rate climbs to 10.5% per year VnExpress State-owned and private commercial banks disbursed loans in june at an average interest rate of 8.1-10.5% per year.
How will bank interest rates fluctuate in the second half of the year? VnExpress Deposit interest rates are forecast to remain above 7% for 6-12 month terms, while bond yields fluctuate between 8-9%, making it difficult for lending rates to decrease in the second half of the year.