Eximbank announced on 13/2 that several key leaders had submitted their resignations. These include Board of Directors members for term VIII (2025-2030): Nguyen Canh Anh, Do Ha Phuong, Hoang The Hung, and Pham Tuan Anh. Supervisory Board members Nguyen Tri Trung, Doan Ho Lan, Lam Nguyen Thien Nhon, and Hoang Tam Chau also resigned. The individuals stated their need to focus on new career plans, creating an opportunity for the bank to recruit personnel aligned with its future management and operational direction.

Bank logo. Photo: Eximbank

Bank logo. Photo: Eximbank

These resignations follow recent personnel changes. Previously, Eximbank announced the appointment of Pham Thi Huyen Trang as chair, succeeding Nguyen Canh Anh. This decision became effective on 4/12. On the same day, the bank accepted the resignation of Deputy General Director Tran Anh Thang, who cited personal reasons.

A bank representative stated that Eximbank is embarking on a foundational rebuilding phase, guided by three core strategic pillars: developing a customer-centric business strategy; establishing a risk management strategy; and defining a human resource management strategy.

As part of its strategic plan, the bank will officially relocate its main headquarters to Hanoi next March. This headquarters relocation is viewed as an organizational adjustment after over three decades of operation, aligning with its objectives for implementing future strategies.

In 2025, Eximbank reported a pre-tax profit of 1,511 billion VND, which did not meet its initial target. However, this outcome was part of a calculated operational strategy, reflecting a deliberate decision to prioritize a safer and more transparent foundation for future growth over immediate short-term profits.

A significant aspect of Eximbank's financial performance last year was its risk provisioning of 1,526 billion VND, marking a 57,5% increase year-on-year. A bank representative explained that this enhanced provisioning was a proactive and prudent decision to strengthen the financial buffer, thereby increasing resilience against market fluctuations. This increase in provisioning costs directly impacted the bank's business results.

For the full year 2025, Eximbank's net interest income reached 5,980 billion VND, a 0,95% increase from the previous year. Total assets amounted to 273,270 billion VND, marking a nearly 14% increase from the start of the year. Capital mobilization grew by 16% to 242,669 billion VND, while outstanding credit expanded by 17% to 196,077 billion VND. Key safety indicators, including the non-performing loan (NPL) ratio, capital adequacy ratio (CAR), and loan-to-deposit ratio (LDR), were all maintained within the regulatory limits set by the State Bank of Vietnam, with the NPL ratio remaining below 3%.

Hoang Dan