The program targets frequently used international payment and trade finance operations crucial for import-export businesses. These costs are a growing concern for companies facing pressured profit margins and an increasing need to optimize capital utilization.
Specifically, exporters benefit from free incoming fund transfers, document processing fees, and letter of credit (L/C) notification fees. They also receive up to 70% off L/C payment and collection fees. According to the bank, optimizing costs at each transaction stage helps businesses improve capital turnover, boost cash flow efficiency, and gain greater control over international trade operations.
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Customers conducting transactions at the bank. *Eximbank* |
For importers, the bank offers free international money transfers and bill of lading endorsements, along with up to 70% off L/C issuance, L/C payment, and collection fees. The incentive structure is designed to meet actual transaction needs, helping businesses control import costs, optimize financial planning, and improve operational efficiency.
The incentive program for import-export businesses (CIB Trade Return 2026) runs from 1/1 to 31/12. It applies to large corporate clients with revenues of 1,000 billion VND or more, and foreign direct investment (FDI) enterprises. This includes new clients, those who have not generated international payment transactions at Eximbank within the last 6 months, and existing transacting clients.
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Incentive program for import-export businesses. *Eximbank* |
A representative from the bank stated that international payment is an operation linked to many transactions such as L/C issuance and payment, collections, international money transfers, or document processing. Each operation incurs specific fees depending on the transaction value and frequency of the business.
For businesses with large transaction volumes or frequent payments, these fees are no longer isolated but become a significant part of operating costs when accumulated over time. This is particularly evident among large enterprises and FDI businesses with continuous international transaction needs.
For exporters, the time to collect funds depends on the payment method and document processing. When incurred costs increase or processing time extends, a business's capital turnover and cash flow efficiency can be directly affected. Meanwhile, importers must ensure timely payments to foreign partners while controlling costs to optimize the cost of goods sold.
According to Eximbank, as import-export businesses increasingly focus on cost control to maintain operational efficiency, solutions like CIB Trade Return 2026, which optimize transaction fees and manage cash flow, are becoming crucial. These solutions boost business competitiveness, particularly for those with frequent international payments.
Hoang Dan
Businesses can contact 215 Eximbank transaction points nationwide or call Hotline 1900 6655 for detailed consultation.
Website: https://eximbank.com.vn/doanh-nghiep-tai-tro-thuong-mai
