According to the Knight Frank Wealth Report 2025, Vietnam currently has 5,459 individuals with net assets exceeding 10 million USD, and this number is projected to reach nearly 1,000 individuals with assets over 30 million USD by 2028. This growth reflects the resilience of the Vietnamese economy and highlights the increasing demand for specialized, secure, and personalized financial solutions among high-net-worth clients.
Recognizing this trend, VPBank has developed an ecosystem of solutions for high-net-worth individuals based on three pillars: specialized solutions, efficient transactions, and exclusive privileges. Leveraging its asset scale, capital base, and diverse service ecosystem, the bank focuses on designing personalized financial strategies tailored to each client's needs.
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VPBank Private provides personalized solutions for high-net-worth clients. Photo: VPBank |
VPBank Private provides personalized solutions for high-net-worth clients. Photo: VPBank
The VPB Private account offers enhanced functionality compared to standard checking accounts, including the highest listed interest rates, flexible transfer limits, and complimentary "lucky" account numbers up to 100 million VND. The product integrates the Super Sinh Loi feature, which pays daily interest with a maximum annual rate of 4.5% and allows for 24/7 withdrawals.
VPBank also offers Super Thinh Vuong certificates of deposit, which are insured, tax-free, and fee-free. These certificates allow for flexible trading with real-time yields, helping clients maintain liquidity while ensuring profitable returns.
For international investments and transactions, the bank provides FX Forward solutions, allowing clients to lock in exchange rates for 3 to 365 days, stabilizing cash flow and protecting profits. This product is designed with flexibility to accommodate various transaction sizes and financial plans.
Private clients also have access to loans for strategic real estate projects, with high limits, flexible loan terms, and preferential interest rates and fees, facilitating early participation in luxury property ventures.
A key feature of this ecosystem is the duo of international debit and Private credit cards. Cardholders enjoy fee waivers and global privileges across various areas: from Global Super Concierge services to luxury travel perks, airport lounge access, fast track airport services, access to top golf courses and healthcare systems.
Beyond financial benefits, clients receive support from a team of experienced relationship managers and Private Banking financial experts, ensuring comprehensive advice and assistance throughout their journey.
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VPBank's team of financial experts. Photo: VPBank |
VPBank's team of financial experts. Photo: VPBank
"We believe that long-term prosperity stems not only from sound financial decisions, but also from building and nurturing sustainable values," a bank representative shared.
According to the VPBank representative, the launch of VPBank Private marks a significant step in the bank's strategy to serve high-net-worth clients and demonstrates its commitment to perfecting a comprehensive financial ecosystem. The bank positions Private Banking as a specialized solution, partnering with clients to plan their future, build and preserve their legacy, and achieve sustainable prosperity for generations to come.
(Source: VPBank)
