Mirae Asset Finance (Vietnam) has launched a car loan product, offering financing for up to 90% of a vehicle's value. This new offering, with a maximum limit of 15 billion VND, aims to provide clear credit experiences for customers. It applies to both new and used vehicles, including cars, trucks, pickup trucks, and passenger vehicles, catering to both personal and business needs. The product features a fixed interest rate starting from 8% per year for the first year, easing financial pressure when planning a car purchase.

Users learn about Mirae Asset Finance products. *Photo: Mirae Asset Finance*

The company highlights transparency as a core principle, directly addressing common consumer concerns about additional costs, especially mandatory insurance cross-selling, which can significantly increase the total cost of long-term car loans. Mirae Asset Finance ensures customers receive full information without hidden fees, allowing for clear cash flow planning and loan cost calculations.

The application process is designed for speed, with principal loan approval notifications available within minutes. This allows customers to quickly finalize car purchase plans for timely travel or business needs. Additionally, Mirae Asset Finance flexibly assesses various income sources, from salaries and pensions to business revenue or property rental income, reflecting the diverse financial realities of Vietnamese individuals. Online contract signing via the My Finance application further simplifies the process, reducing paperwork, minimizing errors, and saving travel time.

Mirae Asset Finance staff advise customers on loan packages. *Photo: Mirae Asset Finance*

"In the context of expanding consumer credit and increasing demand for car loans, developing a well-structured, transparent car loan package has created a unique mark for the company, demonstrating its commitment to providing standard financial solutions that meet customers' actual needs," stated a Mirae Asset Finance representative. This initiative aligns with recent trends in Vietnam's automotive market.

According to data from the Vietnam Automobile Manufacturers' Association (VAMA), the commercial vehicle segment saw stable growth in October, driven by demand for business-oriented transport. Vehicles like pickup trucks, 16-seater models, and light trucks for e-commerce and domestic logistics are increasingly popular. These customers specifically seek transparent credit models for managing long-term costs.

In the coming period, transparent products like Mirae Asset Finance's car loans are expected to strengthen long-term trust and contribute to a more efficient automotive market. Mirae Asset Finance (Vietnam), a member of South Korea's Mirae Asset Group, has operated since 2010. With a network of over 25,000 points of sale (POS) nationwide, it serves over 3 million customers. Over 15 years, the company has focused on providing customers with access to safe and legal capital by continuously improving its consumer loan products.

Thai Anh

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