Fortune Southeast Asia 500, an annual ranking by Fortune, evaluates enterprises in 7 Southeast Asian countries based on their revenue from the preceding fiscal year. In this year's ranking, SHB climbed 20 spots compared to 2025, marking its third consecutive year on the list.

SHB has been featured in the Fortune Southeast Asia 500 for three consecutive years. Photo: SHB

In 2025, SHB reported a pre-tax profit of 15,021 billion VND, a 30% increase from 2024, exceeding its annual plan by 4%. The cost-to-income ratio (CIR) stood at 22.1%, placing it among the lowest in the industry. According to the bank, these results stem from accelerating process digitalization and technology application across its entire system.

By the end of Q1/2026, SHB's pre-tax profit reached 4,656 billion VND, an increase of nearly 7% compared to the same period last year, completing 26% of its annual plan. Total net income reached 7,471 billion VND, up 23.5%; notably, income from service activities surged by 291% to 1,288 billion VND.

As of 31/3, SHB's consolidated total assets reached 930,983 billion VND, an increase of 4.4% compared to the end of 2025. The bank aims to raise its total assets to one quadrillion VND and increase its charter capital to 58,786 billion VND.

Beyond the Fortune ranking, SHB was also recognized by Vietnam Report in the Top 10 most reputable Vietnamese commercial banks for 2026 and the Top 5 most reputable private joint-stock banks for 2026. According to the organizer, these results are based on financial capacity, operational efficiency, media presence, and the trust of customers and partners.

SHB - Top 10 most reputable Vietnamese commercial banks in 2026. Photo: SHB

Over the past years, SHB has received numerous domestic and international accolades at prestigious awards, including "Best Payment Solution Initiative Bank in Vietnam" (The Asian Banker), "Best Bank for Public Sector Clients in Vietnam" (FinanceAsia), "Best Sustainable Finance Bank in Vietnam" (Global Finance), "Bank of the Year 2025" (The Banker), "Top 50 Excellent Enterprises in Vietnam" (Vietnam Report), "Top 100 ASEAN Banks" (The Banker), and "Top 500 Most Valuable Banking Brands Globally" (Brand Finance).

The bank has also been awarded the Labor Order, Second Class twice, the Labor Order, Third Class, and many other flags, commendation certificates, and merit certificates from the Government, ministries, sectors, mass organizations, and other noble awards.

A bank representative stated that continuous inclusion in these rankings demonstrates SHB's financial strength, operational effectiveness, and sound growth strategy. This also builds a foundation to enhance the bank's competitiveness in the financial landscape of Southeast Asia and internationally.

With over three decades of development, SHB has consistently adhered to the directives of the Party, Government, and national development strategies. Entering a new growth phase, the bank has identified two key priorities: developing its customer ecosystem and accelerating technology application, aiming to become a "new generation national-scale bank."

SHB is undergoing a comprehensive transformation, aiming to become a "new generation national-scale bank". Photo: SHB

SHB is focused on developing a partner ecosystem, providing financial solutions for businesses, suppliers, distributors, agents, partners, employees, and customers within the same value chain.

Concurrently, the bank is implementing a "Future Bank" model with a "5 First" technology orientation: Data + AI First, People First, Cloud First, Security First, and Mobile First. A bank representative shared, "If the ecosystem is the growth space, helping SHB expand customer depth, then technology is the growth infrastructure, helping SHB improve service quality, operational speed, and scalability."

According to its strategy until 2030, SHB aims to be a leading bank in operational efficiency, a digital bank favored by customers, and expand its position in retail banking, corporate clients, and green finance. The vision for 2035 is for SHB to strive to become a modern, digital, and green bank among the leaders in the region.

To achieve this goal, SHB continues to focus on implementing a comprehensive transformation strategy based on four pillars: customer and market centricity; reforming mechanisms, policies, regulations, and processes; people as the core subject; and modernizing information technology and digital transformation, guided by six core values: Tam (Heart), Tin (Trust), Tin (Credibility), Tri (Knowledge), Tri (Wisdom), Tam (Vision).

Minh Ngoc