Under the agreement signed on 25/6, Techcombank will provide stable capital sources with low costs and simple credit conditions for agents with an order history with FPT. Agents will receive financing to pay off debts, with flexible principal repayments and no prepayment penalties. In addition, the bank will integrate financial management solutions such as multi-channel collection, installment payments, and customer care to support agents in increasing sales and expanding their businesses.

The entire process, from setting up profiles, verifying invoices, disbursing funds, to managing debts and reporting in real-time, will be carried out on the TradeFlat platform. This is the first digital financial platform in Vietnam developed by a member unit in FPT's information technology and digital transformation division, specializing in supporting capital financing for businesses in commercial transactions, ensuring transparency and efficiency for participating parties. FPT's involvement in Techcombank's supply chain finance solution helps ensure security, transparency, and efficiency for transactions of related parties on the digital platform.

Representatives of the parties signed the cooperation agreement on 25/6. Photo: Techcombank

Representatives of the parties signed the cooperation agreement on 25/6. Photo: Techcombank

Dao Hong Giang, Executive Vice President and Director of Finance - Banking Division, FPT IS, said that TradeFlat is a digital financial platform applying modern technology and a new business model, aiming for full digitization and optimized operation in supply chain finance, domestic and international trade.

This closed platform acts as a bridge between the bank and businesses, helping links in the supply chain connect quickly and seamlessly. "The cooperation with Techcombank is a turning point, helping TradeFlat play a role in accompanying businesses in the FPT ecosystem to access effective financial solutions," Giang said.

Previously, Techcombank has deployed supply chain finance solutions for many large corporations in real estate, fast-moving consumer goods (FMCG), and technology. This solution helps connect the value chain, ensuring a stable working capital source for SME businesses, while minimizing financial risks for upstream partners.

According to Phan Thanh Son, Deputy General Director and Director of Global Transaction Banking Division, Techcombank, in 4/2025, the bank announced it would provide "tailor-made" supply chain finance solutions for Vietnamese businesses, especially SMEs, to support sustainable development in the global value chain, and this cooperation is a testament to that commitment.

"We will continue to accompany partners in many key areas, realizing the vision of 'Transforming the financial industry, elevating the quality of life'," Son emphasized.

Evaluating the cooperation model, Duong Dung Trieu, Chairman of Synnex FPT, FPT Corporation, said that the three pioneering units in banking, technology, and distribution joining hands to implement the supply chain finance program demonstrates a shared vision in creating real value for the business community.

"The program brings practical benefits to more than 3,800 agents and 8,000 stores in our system, and is an important step in the journey of digitizing the technology supply chain in Vietnam," Trieu said.

The cooperation between Techcombank and FPT offers a comprehensive financial solution, helping to optimize cash flow and enhance the competitiveness of authorized agents in the FPT ecosystem. At the same time, the program contributes to promoting the digital transformation of the supply chain and the development of the digital economy, in line with the orientations of Resolution 57 on national digital innovation and transformation and Resolution 68 on private economic development.

Techcombank is one of the largest joint-stock commercial banks in Vietnam, with 15.4 million individual and corporate customers. Techcombank is the only Vietnamese bank to receive the "Best Bank in Vietnam" award from three leading global prestigious organizations: Euromoney, Global Finance, and FinanceAsia. The bank is currently listed on HoSE with the stock code TCB, is rated AA- by FiinRatings, has a baseline credit assessment (BCA) of ba3 by Moody's, and is rated BB- by S&P.

FPT is a Vietnamese multinational technology corporation, operating in information technology, digital transformation, and providing comprehensive technology solutions to help businesses and organizations optimize operations, improve productivity, and increase sustainable value. The corporation is currently present in more than 30 countries, with approximately 83,000 employees. FPT provides services to many industries, including finance - banking, manufacturing, healthcare, education, and telecommunications.

Minh Ngoc