Customers can participate by opening or downloading the Techcombank Mobile app and accessing the "Sinh loi rinh loc" banner on the homepage. The program utilizes a gamification model, featuring a collection of 12 zodiac mascots. The horse, mascot for the Binh Ngo year 2026, guides the user experience. Mystery bags and rewards will be refreshed monthly, coinciding with annual festivals. This program is open to both existing and new customers.
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The collection of mascots will appear in the program. Photo: Techcombank |
The collection of mascots will appear in the program. Photo: Techcombank
Customers can collect mystery bags by performing actions such as using the automatic profit product, making QR payments, spending with cards, maintaining account balances, opening new cards, converting credit card installments, or referring friends. Players have the opportunity to acquire mascots at various levels: regular, leader, and special editions, and can redeem gifts upon completing a collection.
Prizes include an iPhone 17 Pro, gold vouchers, Y-concert tickets, access to the Techcombank Private Lounge, mascot plush toys, and various vouchers from brands such as: Grab, Xanh SM, Be, KFC, Yakimono, Le Monde Steak, Swensen’s, The Pizza Company, Starlux Airlines. Customers can track prize notifications and gift redemption instructions on the Techcombank Mobile app.
Nguyen Van Linh, Deputy Director of Retail Banking at Techcombank, stated that the program aims to bring joy and new interactive experiences to users.
"With our commitment to 'Adding value every day,' we aim to help customers optimize their cash flow safely, spend flexibly 24/7, and receive meaningful gifts, ensuring a joyful and prosperous Binh Ngo Tet," a Techcombank representative shared.
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Techcombank automatic profit currently has approximately 5 million users. Photo: Techcombank |
Techcombank automatic profit currently has approximately 5 million users. Photo: Techcombank
The "Sinh loi rinh loc" program is built upon the Techcombank automatic profit product. This solution allows customers to spend flexibly 24/7 while earning an annual yield of up to 5%, with interest calculated on daily balances and paid automatically at the end of the month. Users can also convert profits into U-Points, earning up to 2 million points. The product currently attracts approximately 5 million users and has won one gold and two bronze awards at the Stevie Awards 2025.
In the future, the bank will continue to upgrade the features of the automatic profit product and expand promotional programs to provide more flexible and effective financial experiences for customers.
Minh Ngoc
Customers can find more details about the program here.
