As the Tet Lunar New Year approaches, the demand for additional capital to purchase inventory, expand operations, and prepare for the peak shopping season increases. VietinBank initiated this campaign to help businesses access capital more easily, reduce financial cost pressures, and proactively manage their cash flow.

The VietinBank FastFlow working capital loan package offers financing for up to 100% of capital needs, along with an unsecured overdraft limit of up to one billion VND. Customers can disburse funds online 24/7 via the VietinBank iPay Mobile application, catering to the flexible capital turnover requirements of business households.

A VietinBank representative stated that the program is designed to be flexible, featuring simple procedures and a fast processing time. The bank will approve applications based on customers' actual cash flow through their payment accounts and data from sales software, ensuring an objective and accurate assessment of their business operations.

The “companion bank - business with peace of mind” campaign supports business households in borrowing capital for Tet. Photo: *VietinBank*.

Beyond capital, VietinBank provides financial management solutions such as free payment accounts, tools for receiving and transferring money, and revenue tracking via mobile phones. The bank also collaborates with technology partners to offer discounted sales, accounting, and management software, helping to reduce operating costs for business customers.

According to a VietinBank representative, combining interest rate incentives with financial and digitalization solutions aims to help business households stabilize cash flow, improve management efficiency, and better prepare for the early year business period.

Minh Ngoc

For more information, customers can contact VietinBank branches/transaction offices nationwide or the customer support hotline: 1900 558 868, Email: contact@vietinbank.vn