According to a bank representative, this program aims to support businesses and individuals in recovering production, stabilizing livelihoods, and fostering sustainable growth. It offers up to 100% financing for capital needs with flexible loan terms. The bank applies a streamlined application review process, delivering results within the same day.
Interest rates see reductions of up to 1,5% annually for new loans, up to 1% annually for new customers, and up to 0,5% annually for existing outstanding loans. Concurrently, businesses benefit from waived domestic transfer fees, encompassing both internal and interbank transactions, along with inquiry and cancellation fees. The bank also offers free use of digital banking packages, including Basic, Silver, and Gold. These policies help customers reduce financial costs and stabilize their cash flow.
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Customers conducting transactions at the bank. Photo: Vikki Bank |
For individual customers, Vikki Bank adds 0,68% annually to online savings accounts via the Vikki App and at transaction points, applicable to deposits starting from one million VND. The bank offers a maximum reduction of 1,5% over 6 months for secured consumer loans and a maximum reduction of 1,0% every 6 months for production and business loans. A specific unsecured loan package for women features an annual interest rate starting from 8%.
Additionally, the VikkiGo+ credit card is promoted as a flexible financial solution. This card integrates payment and credit functions, with waived issuance and annual fees. Customers enjoy up to 55 days of interest-free credit, free cash withdrawals at over 700 ATMs nationwide, and a maximum credit limit of one billion VND.
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Bank staff introducing incentives to customers. Photo: Vikki Bank |
A bank representative stated that timely capital is crucial during the recovery and restructuring of production and business activities. By continuing this preferential credit package, Vikki Bank helps customers replenish working capital, restore supply chains, invest in machinery and raw materials, and expand markets from the early months of the year. Maintaining this package demonstrates Vikki Bank's long-term commitment to businesses and individuals. Through suitable interest rate and fee policies, the bank helps create a stable financial foundation, supporting customers in proactively implementing their plans for 2026.
Hoang Dan
