Tich Luy An Gia allows customers to create financial plans tailored to their goals and capabilities, offering three key benefits: flexible accumulation, integrated investment, and health insurance.

Customers can choose a participation period ranging from one to 10 years, with a minimum initial contribution of 50 million Vietnamese dong and monthly contributions starting from 5 million Vietnamese dong. Contribution amounts can be adjusted during the plan to match changes in income and financial needs. Based on their monthly accumulated amount, customers actively decide the allocation ratio between savings and investment from the principal amount contributed.

Tich Luy An Gia is designed with three core values, helping to create a happy future. Photo: ABBank.

For the savings component, the fixed interest rate in the first year is 7% per year. For the investment component, ABBank's partner guarantees a fixed annual return rate to optimize profitability, aligning with the goal of long-term cash flow value appreciation.

Customers can select and manage the entire plan, from the accumulated amount to the allocation ratio between savings and investment, on ABBank's digital banking application. Customers do not pay management fees for this solution.

In addition to accumulation and investment, participating customers receive health insurance benefits throughout the plan's duration, without any deductions from their savings or investment accounts.

Depending on the chosen option, insurance benefits can reach 150% of the original accumulated balance, up to 30 billion Vietnamese dong. Customers can also receive hospitalization allowances of up to 3 million Vietnamese dong per day, with an annual maximum of 180 million Vietnamese dong, and coverage extending up to 71 years old.

Customers can actively choose and build an accumulation plan that suits their personal goals and financial situation. Photo: ABBank.

A bank representative stated that "Tich Luy An Gia" is a concrete solution to realize its positioning as a "bank for creating happiness". This is because a strong financial foundation is crucial for a happy future.

Combining three components into one solution simultaneously addresses the needs for regular accumulation, cash flow value appreciation, and health risk provision. Instead of using separate products, customers can build a goal-oriented plan, such as preparing for retirement, investing in their children's education, or purchasing a car or home.

Dan Ngoc Anh, Director of ABBank's Individual Customer Segment, stated that Tich Luy An Gia represents a shift in how the bank serves customers, moving from offering individual products to building long-term goal-oriented solutions.

"We want to accompany customers in transforming their future aspirations into financial plans that can start today," he said.

Tich Luy An Gia supports customers in realizing their financial plans. Photo: ABBank.

To mark the launch, ABBank is offering 2,000 special edition silk scarves to the first customers who join the program. Gifts are subject to terms and actual availability.

(Source: ABBank)

Benefits, participation conditions, interest rates, investment returns, and other details related to Tich Luy An Gia are applied according to the regulations of ABBank and its partners during each period. Customers can find more information here or at transaction points nationwide, or by calling the hotline: 1800 1159.