Users can apply for loans of up to 100 million VND directly on the Entrade X app through the "CIMBBANK Link" section. The product allows customers to adjust their disbursement limit in installments, with flexible repayment terms of up to 90 days and an interest rate of 13.5% per year, suitable for flexible needs. The fully digitized application and approval process ensures quick processing and disbursement.

This product combines the financial resources and digital technology of both entities. CIMB Vietnam provides the capital, operating infrastructure, and an optimized process for a seamless user experience. DNSE contributes its technological advantage and "one-touch multi-platform" experience, integrating the loan feature into the Entrade X stock trading ecosystem. This allows customers to easily access banking utilities and manage their personal finances and cash flow transparently and efficiently.

The loan product from CIMB Vietnam and DNSE aims to provide proactive financial solutions for customers. Photo: CIMB Vietnam

The loan product from CIMB Vietnam and DNSE aims to provide proactive financial solutions for customers. Photo: CIMB Vietnam

Le Hien Trang, Head of Strategic Partnerships and Communications at CIMB Vietnam, stated that in the digital age, technology is key to providing users with easy access to financial services. The partnership with DNSE is the next step in their strategy to expand flexible and convenient credit solutions for various customer groups.

"We expect to empower modern customers to be more proactive in financial planning, optimizing cash flow, and conducting transactions quickly and seamlessly thanks to the integration with various digital platforms," she said.

Nguyen Ngoc Linh, General Director of DNSE, considers this a significant step in the company's digital investment ecosystem development strategy. She emphasized the "one-touch multi-platform" experience as a top priority to meet modern users' needs for convenience and speed in transactions.

"We have conducted thorough research to develop an optimal loan product, allowing customers easy access to substantial financial resources and flexible repayment options directly on the DNSE app, thereby enhancing capital utilization and investment efficiency," she shared.

According to representatives from both entities, in a volatile market, this product serves as a flexible solution, acting as a "buffer" to help investors supplement their cash flow promptly without selling their investment portfolio. With its simple design, quick accessibility, and direct integration into the investment platform, this solution is suitable for young customers who prioritize proactiveness and efficiency in personal finance management.

This partnership is expected to expand access to personal credit in the digital environment and enhance user experience through the connection between banking and investment services.

CIMB is one of the five largest banking groups in ASEAN by total assets, currently serving 28 million customers in 10 countries. In Vietnam, the bank operates with a digital focus, providing personal financial products centered on convenience, safety, and security.

In 2025, CIMB Vietnam received three international awards: "Best Growth Strategy Vietnam" by Global Banking and Finance Review, "Excellence in Digital Strategy" at the Digital CX Awards, and the "Great Place to Work" certification.

DNSE is a fintech-oriented securities company focused on applying technology to simplify investment. DNSE currently has over 1.2 million securities accounts and is among the top two in derivatives trading market share. The company has also been recognized by Asian Banking & Finance with the "Securities Platform of the Year" and "Breakthrough Investment Product" awards for three consecutive years from 2023 to 2025.

Minh Ngoc