The bank announced this on 12/8. A bank representative said the changes to the headquarters, foreign ownership limit, treasury share sale, and convertible bond issuance are part of HDBank's long-term plan. The goal is to enhance financial capacity, optimize the ownership structure, and increase attractiveness to both domestic and international strategic investors.
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Customers transact at the bank's headquarters. Photo: HDBank |
Customers transact at the bank's headquarters. Photo: HDBank
This initiative aims to supplement capital, demonstrate vision, and proactively prepare the bank for a new development phase, moving towards sustainable and effective growth. The shareholders participating in the bond conversion are reputable investors who prioritize HDBank's interests and are committed to long-term collaboration. Their presence contributes to stabilizing the shareholder structure, reinforcing market confidence, and allowing management to focus on strategic goals.
According to the semi-annual financial report, HDBank maintains strong operational efficiency with high ROE, stable after-tax profit, and business results for many years. Therefore, bank leaders assess that the dilution effect from the convertible bond issuance is negligible while still creating more room and motivation for the management to promote growth initiatives and enhance shareholder value in the coming years.
By Quarter II/2025, HDBank was among the top 5 banks with profits exceeding 10,000 billion VND, continuing to maintain profit growth and improve financial safety indicators. Total consolidated assets reached 784,096 billion VND, a 25.6% increase year-on-year, with credit growth tied to asset quality. The non-performing loan ratio, as regulated by the State Bank of Vietnam, was controlled at 1.78%, lower than the industry average. Consolidated pre-tax profit in Quarter II reached 4,713 billion VND, a 13.9% increase year-on-year, demonstrating the effectiveness of the risk management strategy and capital cost optimization.
HDBank also stated that this convertible bond issuance will benefit the bank and increase long-term shareholder value. This move lays the groundwork for future strategic partnerships.
Hoang Dan
