With the new school year approaching, many families are entering a period of preparation with necessary expenses for their children, from tuition, books, and learning equipment to transportation and living costs. To help families manage their finances while ensuring their children are fully equipped, Home Credit has launched the "Ready finances, ready for school" program. The program includes installment offers, focusing on essential products for students' learning and living needs.

At major electronics retailers like The Gioi Di Dong and Dien May Xanh, customers can purchase electronics, appliances, and household goods with a 0 down payment and flexible terms from 4 to 12 months. Products like laptops, tablets, and mobile phones, which are essential learning tools for students, are all included in the promotion. Home Credit offers flexible and accessible financial solutions for many households, with quick procedures and fast approval times.

Home Credit launches various promotions to support families with back-to-school expenses. Photo: Home Credit

Home Credit launches various promotions to support families with back-to-school expenses. Photo: Home Credit

Additionally, when paying with a Home Credit credit card at FPT Shop and CellphoneS, customers receive a 400,000 VND discount on bills from 8 million VND, enjoying 0% interest installments, valid until 31/8. Similar offers apply when paying via mPOS devices at over 200 other retailers like Minh Tuan Mobile, Di Dong Viet, and Dien Thoai Gia Kho, with orders from 10 million VND and installment terms from 3 to 12 months.

For those needing to equip their children with transportation for studying away from home, customers can access motorbike loan packages with interest rates starting from 0.59% per month, 0 down payment, and fast approval with just a CCCD (citizen identification card). Popular models like Piaggio, Honda Vision, Winner X, ICON e, and Yamaha Janus are included.

According to Home Credit, this is a practical solution that helps students be more proactive in their travels and provides peace of mind for parents whose children are studying in big cities.

Beyond supporting the purchase of necessary items, Home Credit also extends 0% interest installment plans for tuition at various skill development and language centers like Jaxtina, MindX, and Eduvator. This program helps students develop soft skills and language proficiency.

Along with financial incentives, the company has also been spreading community values for many years through the "Home Love" program. This year, the company collaborated with the Hy Vong Foundation to implement the "Home Love Bus" project, aiming to renovate two schools in the highlands of Thanh Hoa and Dien Bien. From 8/7 to 15/8, for every new contract, Home Credit will contribute 10,000 VND to the project, helping improve learning conditions for students in disadvantaged areas.

Demand for technology devices increases during the back-to-school season. Photo: Home Credit

Demand for technology devices increases during the back-to-school season. Photo: Home Credit

Many families say that back-to-school spending accounts for a large portion of their budget. Some parents have to allocate up to 40% of their monthly income for tuition, books, uniforms, and learning materials.

Tran Van Hung (Quang Tri) is preparing for his youngest daughter to start university in Da Nang. Besides tuition and accommodation costs, he plans to buy her a laptop and motorbike for studying and commuting. However, with such large expenses in a short time, he faces financial pressure.

After researching solutions, Mr. Hung decided to use Home Credit's 0% interest installment program to buy a laptop for his daughter at an electronics store. According to Mr. Hung, with the quick procedures, 0 down payment, and flexible terms, he can divide the expense into installments, reducing immediate financial pressure. He also chose to buy an electric motorbike through Home Credit's VinFast loan package, requiring only a CCCD, with preferential interest rates and three-minute approval.

"Thanks to this, my daughter has adequate learning conditions, and our family has also reduced a significant burden at the start of the school year," Mr. Hung said.

Home Credit's leadership emphasized that besides Mr. Hung's family, many parents nationwide are actively seeking flexible financial solutions to prepare for their children's new school year. The launch of this back-to-school promotion aims to help customers access financial resources quickly, efficiently, and tailored to their specific needs. In addition to supporting peak season spending, the programs also contribute to promoting responsible and sustainable consumer finance.

The back-to-school season is not only a time for material preparation but also a journey to create the best foundation for children to confidently step into the future. "By providing suitable financial solutions and practical community programs, we hope to contribute to a comprehensive preparation, both materially and mentally, for the young generation of Vietnam," said the leadership.

Hoang Dan