Home Credit has been recognized for its commitment to environmental, social, and governance (ESG) principles at the Top 50 Corporate Sustainability Awards (CSA) 2025. The awards, organized by Nhip Cau Dau Tu magazine, were presented on 15/7. This is the third consecutive year Home Credit has been honored at the awards, this time in the "ESG Leadership Spirit" category.

Pham Thi Bich Lien, Head of Marketing Operations and Sustainable Development at Home Credit Vietnam (center), receives the award. Photo: Home Credit

Pham Thi Bich Lien, Head of Marketing Operations and Sustainable Development at Home Credit Vietnam (center), receives the award. Photo: Home Credit

Jakub Kudrna, Chief Business Strategy Officer and Chairman of the ESG Steering Committee at Home Credit Vietnam, stated that for the company, ESG is not just a commitment on paper but a consistent action reflected in strategic direction, resource allocation, and management decisions.

The company integrates sustainability into its business practices with tangible solutions, contributing to a sustainable financial model in Vietnam. These efforts are detailed in the company's annual Sustainability Reports, published since 2020. The latest 2024 report is expected to be released in August.

"This award recognizes the continuous efforts of Home Credit Vietnam and motivates us to build on our achievements," Kudrna said.

Home Credit has embedded ESG principles into all business and management operations, standardized from the group level down to individual countries like Vietnam, even when ESG was a new concept in developing markets. This consistent foundation and strategy has enabled the company to implement various initiatives across numerous sectors during its 17 years of operation.

These initiatives include promoting partnerships with electric vehicle providers like Vinfast and offering incentives to encourage green consumption. The company is also implementing greenhouse gas (GHG) emission measurement according to European standards, aiming to minimize emissions from its operations.

The award acknowledges the company's practical actions on its sustainability journey. Photo: Home Credit

The award acknowledges the company's practical actions on its sustainability journey. Photo: Home Credit

Home Credit is also committed to supporting community development. The "Home for Life" project empowers women through entrepreneurship. In 2024, the program, in collaboration with the Vietnam Women's Union, provided startup capital and skills training in Thanh Hoa and Dien Bien. Through "Home for Life," over 850 women facing hardship received financial literacy training, improving the livelihoods of hundreds of local families.

With a focus on education, the company's "Home Love" initiative built and renovated three schools in disadvantaged areas last year, benefiting over 2,700 students. Home Credit and its employees have contributed over 8.3 billion Vietnamese dong to community activities, including company-led initiatives and employee-organized volunteer work.

Home Credit's workforce comprises over 6,700 employees from 12 nationalities and 19 ethnic groups in Vietnam. The company fosters a diverse, equitable, and inclusive (DEI) work environment and offers various skill development programs, promotes mental and physical well-being, strengthens internal bonds, and cultivates a culture of continuous learning and innovation.

According to Kudrna, the governance aspect of ESG, adhering to regulations, is a core strategy that enables Home Credit's sustainable operation, growth, and risk management. The company has built a comprehensive risk management system for its financial and operational activities, prioritizing customer data protection to enhance security and user experience in all transactions.

"A robust corporate governance framework is the pillar that allows us to integrate ESG factors into our operational strategy, risk management, and informed business decisions," Kudrna said.

Hoang Dan