As part of its "Ready finances, ready for school" campaign, Home Credit is offering practical financial solutions to help parents manage expenses and prepare for their children's return to school. The company has partnered with major retailers such as The Gioi Di Dong, Dien May Xanh, FPT Shop, CellphoneS, Honda, and VinFast.
These partnerships offer 0% installment plans for phones, laptops, tablets, gasoline-powered motorcycles, and electric motorcycles. With no down payment required and flexible terms of up to 24 months, parents can avoid large upfront costs.
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The company's back-to-school promotions. Photo: Home Credit |
The company's back-to-school promotions. Photo: Home Credit
Beyond purchasing devices, Home Credit also provides quick cash loans to cover tuition fees. Loan amounts range from 5 to 250 million VND, with fast approval and almost instant disbursement. Repayment terms can extend up to 57 months, allowing families to spread out payments and reduce their budget strain. Home Credit credit card holders can also enjoy a 400,000 VND discount on purchases of 8 million VND or more at FPT Shop and CellphoneS until 31/8.
The company also maintains its community commitment through the "Home Love" program. For every new credit contract, 10,000 VND is contributed to a fund in collaboration with the Hope Foundation to renovate and build schools in disadvantaged areas like Thanh Hoa and Dien Bien.
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The "Home Love" program supports schools in disadvantaged areas like Gia Lai. Photo: Home Credit |
The "Home Love" program supports schools in disadvantaged areas like Gia Lai. Photo: Home Credit
Jakub Kudrna, Chief Business Strategist at Home Credit, stated that parents always want their children to be fully prepared and confident for the new school year. "Our program aims to provide practical financial support, contributing to a brighter future for the younger generation," Kudrna said.
According to Home Credit, these solutions are more than just numbers and contracts; they provide support for families. In Cu Chi (TP HCM), Hong Dung, a garment worker and single mother of three, learned her son was accepted to university, but faced the burden of tuition, a laptop, and transportation costs. A quickly approved loan of over 40 million VND from Home Credit allowed her to cover these expenses and reduce her financial worries.
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Hong Dung from Cu Chi (TP HCM) was able to cover her son's university expenses thanks to a loan from the company. Photo: Home Credit |
Hong Dung from Cu Chi (TP HCM) was able to cover her son's university expenses thanks to a loan from the company. Photo: Home Credit
In Ha Quang (Cao Bang), Hoang Thi Huong, a teacher with 24 years of experience and also a single mother, faced the challenge of buying a laptop for her son entering university while her income barely covered living expenses. The company's installment plan enabled her to purchase the necessary device and ease her monthly budget.
"Since receiving support from Home Credit, I feel more comfortable with my spending and less burdened by living costs," Huong said.
Kudrna added that from major cities to remote rural areas, Home Credit's financial solutions provide timely support and added confidence during the back-to-school season.
Hoang Dan
