My spouse and I live in Hanoi with our 3-year-old child. We currently live with my parents and do not own a home. Our combined monthly income is about 50 million VND, and we have savings of 1 billion VND.
While many people around us urge us to buy a house immediately, we are quite worried. With our current income, coupled with the fluctuating economic situation and the rapid increase in real estate and gold prices, I am unsure about the best investment options. The current interest rates for savings accounts are low.
We would appreciate expert advice. Thank you.
Reader: Phuong Anh
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