The event, held in Da Nang on 7/7 and 8/7, brought together over 200 delegates from units and enterprises within the Ministry of National Defense system. It provided an opportunity for military enterprises to evaluate their production and business activities and strengthen internal connections and cooperation.
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Lieutenant General Vu Hai San, Deputy Minister of National Defense (center), visits the MB booth. Photo: MB |
Lieutenant General Vu Hai San, Deputy Minister of National Defense (center), visits the MB booth. Photo: MB
At the conference, MB introduced a preferential loan package designed specifically for military personnel and defense enterprise staff. The loan package has a limit of up to 100 billion VND, with an interest rate starting from 7% per year, a maximum term of 35 years, a 5-year principal grace period, and no prepayment penalty. The package aims to help borrowers proactively plan their long-term finances and stabilize their lives after leaving the military.
The bank also provides numerous financial solutions for units under the Ministry of National Defense to support cash flow management, optimize operating costs, and promote growth.
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MB introduces a preferential financial package specifically for military personnel and defense enterprise staff. Photo: MB |
MB introduces a preferential financial package specifically for military personnel and defense enterprise staff. Photo: MB
In addition to introducing the new product, the bank announced several positive growth indicators for the first half of the year. As of the end of June, MB's total consolidated assets reached over 1.29 quadrillion VND. Pre-tax profit reached 15,750 billion VND, equivalent to nearly 50% of the year's plan. The parent bank maintained operating efficiency with an ROE of 22.2%, ROA of 2.2%, and CIR of 24.3%.
According to a bank representative, digital transformation continues to be a driving force for growth. The bank currently possesses a digital financial ecosystem with two prominent applications. MBBank, the application for individual customers, has surpassed 32 million users, leading Vietnam's banking system and ranking second nationwide in downloads (according to a Meltwater report, 2/2025). Meanwhile, BIZ MBBank, the platform dedicated to businesses, consistently ranks among the top 10 financial applications on the Apple Store and leads in customer satisfaction.
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Mr. Luu Trung Thai, Chairman of the Board of Directors of MBBank (5th from left), with staff at the event. Photo: MB |
Mr. Luu Trung Thai, Chairman of the Board of Directors of MBBank (5th from left), with staff at the event. Photo: MB
Alongside its business activities, MB is promoting a sustainable development strategy. The bank has committed 65,000 billion VND to ESG-related activities, while also applying an agile organizational model and focusing on a digital corporate culture to improve operational efficiency and create long-term value.
An MB representative stated that participating in the conference is a continuation of the bank's strategy to accompany the armed forces. The bank is committed to providing comprehensive support at both the organizational and individual levels, contributing to strengthening national defense finance and spreading sustainable values within the military community.
Minh Ngoc
