Customers can complete the entire application process online. After receiving the complete application, the bank automatically reviews it and provides results within 4 hours.
Businesses operating for over a year that meet the program's criteria can borrow at preferential interest rates for up to 12 months per contract, suitable for short-term financial planning adjustments. M-Flex can be used for various purposes, including conventional loans, guarantees, letters of credit, payment guarantees, discounts, overdrafts, and credit cards. The solution accepts various forms of collateral, such as real estate, ownership rights, asset rights, or cars, providing businesses in various sectors with more borrowing options.
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M-Flex accepts various forms of collateral: real estate, asset ownership rights, or cars. Photo: MSB |
M-Flex accepts various forms of collateral: real estate, asset ownership rights, or cars. Photo: MSB
An MSB representative stated that M-Flex is designed to facilitate access to preferential capital for businesses.
"We hope the flexibility in collateral, credit limits, approval time, and preferential interest rates will help businesses address financial challenges, optimize resources, enhance competitiveness, and achieve sustainable growth," the MSB representative affirmed.
In celebration of National Day (2/9) and its 34th anniversary, MSB is offering 1,000,000 M-Points through the MSB Rewards loyalty program (available on its digital banking platform) to businesses utilizing the M-Flex credit line until 11/9.
This initiative, along with other practical solutions, aims to support and empower businesses in their next growth phase.
Established in 1991, MSB has 260 branches and transaction offices nationwide, connecting with nearly 400 correspondent banks in 55 countries and territories. The bank employs nearly 7,000 staff, serving over 6 million individual customers and approximately 100,000 corporate clients.
Minh Ngoc
Customers can find more details about M-Flex here or contact the hotline: 18006260.
