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Wednesday, 20/8/2025 | 14:01 GMT+7

NCB launches incentive package for FDI enterprises

NCB is rolling out an incentive program specifically for foreign direct investment (FDI) enterprises, covering three service groups: accounts, guarantees, and international payments, lasting until the end of December.

Specifically, FDI enterprises are exempt from all account maintenance and management fees, internet banking/mobile banking service fees, SMS banking fees, and registration and transfer fees for payroll and domestic tax payment services. This incentive helps businesses reduce regular operating costs, especially beneficial for those with a large workforce and high volume of recurring payments requiring fast and accurate transaction processing.

For guarantee services, NCB reduces guarantee issuance fees by 40%, helping businesses save costs to reinvest in core activities. This policy also increases competitive advantage when negotiating with partners, especially for FDI enterprises that frequently participate in bidding, sign large-scale contracts, or implement long-term infrastructure, energy, and manufacturing projects with inherent technical risks.

For international payment services, NCB offers preferential exchange rates of up to 170 points, waives remittance and inward remittance fees, and reduces L/C issuance and collection fees by 50%. As a result, import-export businesses can reduce transaction costs, be more proactive in their foreign currency trading plans, and protect profit margins against exchange rate fluctuations.

NCB supports FDI enterprises to welcome the strong wave of foreign investment. Photo: NCB

NCB supports FDI enterprises to welcome the strong wave of foreign investment. Photo: NCB

According to the General Statistics Office (Ministry of Finance), as of 31/7, the total registered foreign investment capital in Vietnam reached 24.09 billion USD, an increase of 27.3% compared to the same period last year. Among them, 2,254 new projects were licensed, up 15.2%, focusing on processing, manufacturing, and real estate. FDI disbursement in the first 7 months reached 13.6 billion USD, an increase of 8.4% over the same period last year and the highest in the past 5 years.

The expansion in scale makes FDI businesses increasingly demanding in financial management, from managing operating cash flow and tax payments to international contract guarantees. The ability to optimize costs and enhance prestige with partners becomes an important competitive advantage.

An NCB representative said that, in addition to financial benefits, the bank also provides a secure service platform with high processing speed and compliance with international standards. The bank expects that the incentive program can address the urgent needs of FDI enterprises, thereby helping to reduce costs, improve operational efficiency, and increase competitiveness.

"This is NCB's long-term commitment to the international investor community, contributing to economic growth and raising Vietnam's position on the global investment map," the bank representative shared.

Minh Ngoc

By VnExpress: https://vnexpress.net/ncb-trien-khai-goi-uu-dai-cho-doanh-nghiep-fdi-4929304.html
Tags: NCB iziMobile FDI enterprises loan incentives NCB

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