The bank will issue 528.5 million shares, equivalent to 13%. This means for every 100 shares owned, shareholders will receive an additional 13 shares. The capital for this issuance comes from the bank's 2024 after-tax profit, after setting aside funds.

Upon completion, SHB's charter capital will increase from 40.657 trillion VND to 45.942 trillion VND, solidifying its position among the top 5 largest private commercial joint-stock banks in Vietnam. SHB stated the increased capital will be used to expand operations, develop business activities, and further invest in digital transformation.

This capital increase helps SHB maintain its position among the top 5 private commercial joint-stock banks with the largest capital in the system. Photo: SHB

This capital increase helps SHB maintain its position among the top 5 private commercial joint-stock banks with the largest capital in the system. Photo: SHB

SHB previously paid a 5% cash dividend for 2024 on 20/6. According to the resolution of the 2025 Annual General Meeting of Shareholders, the bank will pay a total 2024 dividend of 18%, including 5% in cash and 13% in shares. For several years, the bank has maintained a consistent dividend policy of 15-18%, paid in both cash and shares. Implementing both forms of payment demonstrates the management board's commitment to ensuring shareholder benefits.

At the end of Quarter I/2025, SHB's total assets reached 790.742 trillion VND, a 6% increase compared to the end of the previous year. Outstanding loans reached 575.777 trillion VND, a 7.8% increase, focusing on key production and business sectors with sustainable growth potential. Pre-tax profit reached 4.4 trillion VND, achieving 30% of the annual plan. The bank's capital adequacy, liquidity, and risk management indicators currently exceed the State Bank's requirements and are close to international standards.

SHB aims for total assets to exceed 832 trillion VND in 2025 and reach 1 quadrillion VND by 2026. This is part of a long-term strategy to enhance its position in the domestic and regional financial system.

On the stock market, SHB's market capitalization is approximately 2.4 billion USD. As of 21/7, the share price reached 14,600 VND, an increase of about 64% since the beginning of the year. The average trading volume in Quarter II was 70 million shares per session. On 7/7, SHB set a new liquidity record with nearly 250 million shares traded. Since the beginning of July, foreign investors have net bought nearly 81 million shares, with a record net buying of 41 million shares on 7/7.

SHB's stock performance since the beginning of the year. Screenshot

SHB's stock performance since the beginning of the year. Screenshot

From 2024-2028, SHB is implementing a transformation strategy with the vision of becoming the "Bank of the Future." This model focuses on integrating modern technologies like AI, Big Data, and Machine Learning into operational processes and services to fully digitize the customer journey, automate systems, and enhance the overall experience.

The bank also affirms its development orientation linked to community responsibility. For many years, SHB has been one of the top 5 private banks contributing the most to the national budget, while also participating in social welfare activities across the country. The bank and its business ecosystem have contributed thousands of billions of VND through the Vietnam Fatherland Front, sponsoring the construction of great solidarity houses, supporting the poor, vulnerable people, and disaster relief efforts.

SHB is dedicated to supporting social welfare activities across the country. Photo: SHB

SHB is dedicated to supporting social welfare activities across the country. Photo: SHB

Some notable programs include donating 1,000 charity houses to the poor and those with meritorious services in Ha Giang province with a total cost of 60 billion VND, and contributing 25 billion VND to eliminate temporary houses and build great solidarity houses for poor households in Dien Bien province.

In 2025, SHB was ranked by Brand Finance among the top 500 most valuable banking brands globally. The bank has also received many international awards, such as "Bank for the People," "Best Sustainable Finance Bank in Vietnam," "Best Bank for Public Sector Clients," and "Sustainable SME Finance Bank."

In its development strategy to 2035, SHB aims to become a modern retail bank, a green bank, and a digital bank among the leading banks in the region. It also aims to be a leading provider of capital and financial products for strategic corporate clients, developing along supply chains and oriented towards green growth.

(Source: SHB)