Sunday, 29/6/2025 | 04:01 GMT+7

Should you use an overdraft loan to invest in gold, silver, or ETFs?

With a 4.9% annual interest rate loan, experts advise careful risk assessment as gold, silver, and ETFs are not suitable for short-term investments.

Hello experts and readers, I would like to receive some advice. I have a 450 million VND overdraft loan from the bank with a 4.9% annual interest rate, due at the end of 3/2026. Currently, I haven't used this loan, so no interest has accrued. I am interested in investing in areas such as gold, silver, or ETFs. Should I use this loan for investment?

Nguyen Phuong Thao

>> See expert advice here

By VnExpress: https://vnexpress.net/co-nen-dung-khoan-vay-thau-chi-de-dau-tu-vang-bac-hay-etf-4905210.html

Tags: gold bank loan overdraft loan investment expert advice stocks ETF silver

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