Launched in 2021, the Vietcombank Visa Business card targets small and medium-sized enterprises (SMEs) and business households, offering solutions to control spending, separate budgets, and optimize cash flow. The product allows users to clearly distinguish between personal and company expenses, with the option to set limits for each department or individual user.

All transactions are centrally managed on the VCB DigiBiz digital banking application, enabling business owners and enterprises to monitor finances in real-time, control budgets, and limit losses.

Vietcombank Visa Business cardholders receive many benefits. Photo: Vietcombank

Vietcombank Visa Business cardholders receive many benefits. Photo: Vietcombank

Besides management benefits, the card also offers financial advantages, such as interest-free periods of up to 57 days for credit cards and unlimited cashback of up to 0.4% of spending value. Cardholders also enjoy discounts on accounting software, delivery services, airport lounge access, and other business utilities.

For business customers who open a new Vietcombank Visa Business international debit card and register for VCB DigiBiz digital banking services, the bank waives the issuance fee and the first-year annual fee. They also offer a refund of up to 500,000 VND when spending 3 million VND or more within the first 40 days. This promotion lasts until the end of December.

A Vietcombank representative stated that this product is expected to become a tool that helps SMEs proactively adapt to new financial policies and enhance management capacity in a competitive landscape.

Minh Ngoc