In an era where financial services are increasingly integrated into daily life, understanding how to manage cash flow and proactively mitigate risks has become an essential skill for young people. Today's young generation tends to explore and apply technology for more convenient and effective money management, moving beyond simply engaging with finances when a need arises.

Young people learn financial management knowledge and skills. *Photo: Vu tru dong tien*

Anticipating this trend, BIDV continuously develops its digital banking ecosystem, focusing on convenience and personalization. On BIDV SmartBanking, customers can perform various financial transactions and payments on a single platform. The application also integrates an AI assistant, which analyzes spending, provides tailored suggestions, and issues alerts for suspicious transactions.

The BIDV SmartBanking application interface. *Photo: Vu tru dong tien*

These tools simplify transactions and help young people develop effective spending habits. They can monitor fluctuations, plan savings, and balance funds, thereby enhancing their personal financial management capabilities.

Beyond digital banking solutions, BIDV also prioritizes improving financial literacy for the young generation through educational and communication activities. Since 2024, the bank has been a strategic partner of Vu tru dong tien, the first financial education program combining theoretical knowledge with practical experience for students.

For the 2026 season, BIDV continues its involvement with the program, offering students opportunities to directly address issues related to finance, investment, risk management, and decision-making. BIDV experts also participate in the program's professional activities, sharing practical perspectives and experience in the finance and banking sector.

Competing teams and experts at the Vu tru dong tien program. *Photo: Vu tru dong tien*

Vu tru dong tien not only provides theoretical financial knowledge but also places young people in situations that demand analysis, selection, and problem-solving. This approach helps them better understand the impact of financial decisions and how to manage resources in various scenarios.

"Through our role as a strategic partner for Vu tru dong tien 2026, BIDV aims to equip young people with the foundational knowledge and essential skills for personal financial management, providing a stronger basis for their choices in studies, careers, and life", a bank representative emphasized.

(Source: BIDV)