**Diverse "offer map"**

For shopping and consumer spending, VPBank cardholders receive direct benefits at major retail brands, easing their financial burden. At MWG (Mobile World Investment Corporation) and Samsung.com, credit cardholders get discounts of up to one million VND. Fashion system ACFC offers discounts of up to 350,000 VND, and cashback is available at over 200 stores at Takashimaya. Notably, VPBank MWG Mastercard holders receive various discounts, cashback, and vouchers when shopping within The Gioi Di Dong ecosystem.

Beyond traditional retail channels, VPBank continues to roll out offers on e-commerce platforms like Shopee and Lazada, enabling users to shop more proactively for Tet. The bank recently introduced the VPBankS Rewards Mastercard credit card, which offers up to a 12% Shopee Xu cashback, expanding card options suitable for different user segments.

VPBank's credit card ecosystem provides numerous offers. Photo: VPBank

In the travel sector, starting in February, the bank organized "VPBank Travel Day", providing discounts of up to 1,2 million VND for flight and hotel booking services through partners such as Trip.com, Agoda, Be Flight, and Vietnam Airlines. VPBank also expanded collaborations with resort chains like FLC, Flamingo, Victoria Hotels & Resorts, and airline Singapore Airlines, offering diverse choices for various customer groups, from short domestic getaways to international trips.

Additionally, VPBank introduced exclusive offers for new VPBank YoJo cardholders, such as a bonus point package of up to 29,000 Skypoints upon card activation and meeting spending conditions. During the peak year-end period, cardholders booking flights with Vietjet also receive direct discounts from the airline and cashback offers based on card features.

In the entertainment and digital services segment, offers from FPT Play, Ticketbox, and YouTube Premium help customers broaden their entertainment choices during the holiday season.

**Personalizing experiences with digital technology**

Alongside these offers, VPBank enhances personalized spending experiences through digital features on the VPBank NEO application. The "spending challenge" feature allows customers to set spending goals aligned with their habits, track progress in real-time, and receive rewards upon completing each milestone.

Rewards include travel combos valued at up to 6,9 million VND and tens of thousands of e-vouchers, totaling over 11 billion VND, redeemable at popular brands such as Shopee, Grab, Be, Aeon Mall, Highlands Coffee, and Pizza 4P’s. According to a bank representative, this personalized goal-setting mechanism helps users proactively control their spending while creating additional motivation to use their cards during the peak season.

Another new feature is near real-time cashback, applied almost instantly upon completing a transaction. Instead of waiting 30-40 days for transaction reconciliation, VPBank cardholders can receive cashback within approximately 10-15 minutes. This solution was launched in February, offering cashback of up to 500,000 VND at GS25 stores and domestic and international duty-free shops.

"Shortening the cashback time helps customers quickly see the benefits after each transaction, while increasing transparency and budget management efficiency, especially during the year-end peak consumption period," a bank representative stated.

Through the simultaneous development of its offer ecosystem and technology, VPBank maintains its leading market position in individual credit card spending volume. In the first six months of 2025, total card spending reached over 90,000 billion VND, accounting for nearly 20% of the entire market; the number of credit cards in circulation exceeded 1,7 million.

With a consistent development strategy combining features, technology, and an ecosystem of offers, VPBank credit cards are increasingly becoming an essential financial tool in customers' daily lives. During the 2026 Lunar New Year season, these practical offers and personalized experiences are expected to empower customers to manage their spending more proactively and fully enjoy the festive season.

According to VPBank, the strategy of combining digital features, technology, and offers is making credit cards an integral financial tool in daily life. For the 2026 Lunar New Year, the bank anticipates these practical offers and personalized experiences will help customers spend more proactively and fully enjoy the holiday.

(Source: VPBank)

Customers seeking more details can contact the hotline at 1900 54 54 15 or visit the website here.