The signing ceremony for the partnership took place on 27/12. Under the agreement, the Vietnam Tax Consultants' Association (VTCA) will act as a professional advisor, working with Techcombank to develop and deliver accurate, up-to-date tax information tailored to the specific operations of business households nationwide. VTCA boasts over 17 years of experience, a team of experts in tax policy and practice, and a strong track record in disseminating knowledge.
Techcombank will implement a series of multi-channel advisory and communication activities. These include guidance articles on its website, informational publications, a tax Q&A portal, podcasts in collaboration with media outlets, and direct consultation events in local areas. The bank will also train its customer relations team to help business households access relevant information and solutions.
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Representatives from both entities shake hands at the signing ceremony on 27/12. Photo: Techcombank |
Representatives from both entities shake hands at the signing ceremony on 27/12. Photo: Techcombank
This collaboration comes as tax policies for business households are set to change significantly from 2026. Under the new regulations, over 5 million business households will transition from a lump-sum tax system to declaration based on actual revenue or income. Business households and individuals with annual revenue exceeding 1 billion VND will be required to use e-invoices with a tax authority code or invoices generated from cash registers connected to the tax authority. Concurrently, the National Assembly has approved a regulation to raise the taxable income threshold for business households and individuals to 500 million VND per year, effective from 2026.
These changes are seen as a concrete step in implementing Politburo Resolution No. 68 on private economic development, aiming for a more transparent and professional business environment. In this context, the need for systematic guidance, consultation, and support for business households is becoming increasingly vital. This extends beyond tax compliance to include improving management capabilities, operational efficiency, and access to financial tools and digitalization.
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Nguyen Thi Cuc, Chairwoman of the Vietnam Tax Consultants' Association, speaks at the signing ceremony. Photo: Techcombank |
Nguyen Thi Cuc, Chairwoman of the Vietnam Tax Consultants' Association, speaks at the signing ceremony. Photo: Techcombank
Nguyen Thi Cuc, Chairwoman of the Vietnam Tax Consultants' Association, stated that business households require practical support to gradually transition into enterprises. This transition will enable them to contribute more effectively to the economy.
"We will work alongside Techcombank, ensuring that our advisory content is accurate and practical. This will support business households in transforming transparently and sustainably, making meaningful contributions to Vietnam's economic development in the new era", Cuc shared.
Hoang Trong Hieu, Senior Director of Solutions Development at Techcombank, affirmed that the partnership is a strategic move in supporting business households, especially during this transitional phase. The bank will provide financial and digitalization solutions to enhance the operational efficiency and competitiveness of business households. Techcombank will also leverage its technological advantages and partner network to offer long-term support to business households and small enterprises on their journey towards sustainable development.
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Hoang Trong Hieu, Senior Director of Solutions Development at Techcombank. Photo: Techcombank |
Hoang Trong Hieu, Senior Director of Solutions Development at Techcombank. Photo: Techcombank
Previously, Techcombank proactively collaborated with tax authorities in many localities nationwide to organize awareness programs, workshops, and practical guidance. These initiatives aimed to help business households access new tax policies.
The bank also partnered with various organizations to roll out a comprehensive set of solutions for business households. These include: three months of free consultation, declaration, and submission of tax reports; one year of free sales software, digital signatures, and e-invoices; and support for business registration procedures and accounting software, valued at nearly 9 million VND.
Additionally, Techcombank offers modern digital financial solutions such as collection via QR Code, SmartPOS, and SoftPOS. It also provides account connectivity with eTax Mobile for convenient and timely tax payments, along with unsecured loan solutions like ShopCash and ShopCredit. These loans feature simple procedures and quick disbursement, meeting the capital needs of business households.
Minh Ngoc
