The distinct card lines broaden payment options for customers, from children and dynamic young people to priority customers. The Smart Card offers up to 5% cashback on online shopping, along with the privilege of opening unlimited supplementary cards linked to various payment platforms.
The Junior Smart Card is a payment card designed for children aged 6 and above, enabling parents to effectively manage their children's spending. For customers with international transaction needs, the Platinum payment card offers up to 5% cashback and two complimentary business lounge accesses. Cardholders also receive unlimited additional lounge visits based on spending.
The VIB Premier Signature and VIB Priority Signature cards cater to priority customers, providing up to 5% cashback on dining, travel, and shopping. Both cards include four complimentary business lounge visits annually, with additional visits awarded based on spending.
A VIB representative noted that each card caters to the specific spending needs and lifestyles of different customer segments. Users can optimize benefits on their payment accounts without income verification or complicated registration procedures. The cashback mechanism is flexible, calculated directly based on the payment account balance.
VIB's new international payment cards offer cashback directly linked to the payment account balance, without a minimum spending requirement. The higher the balance, the greater the cashback percentage, up to a maximum of 5%. Every transaction, no matter how small, is recorded and earns cashback, accumulating up to 900,000 VND monthly, equivalent to 10.8 million VND annually.
The cashback mechanism integrates with other products in VIB's financial ecosystem, such as the Super Interest Rate account. Instead of solely using the account for spending, customers can simultaneously earn up to 4.3% annually, optimizing every transaction. The new cards also incorporate modern technologies, enabling convenient one-touch transactions via Apple Pay, Google Wallet, Samsung Pay, Garmin, or QR code scanning.
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Customers using the Smart card. Photo: VIB |
Customers using the Smart card. Photo: VIB
The bank representative stated that the launch of these new international payment cards adds another piece to the personalized financial ecosystem. Customers can optimize benefits instead of using individual accounts or cards separately.
For young people who are not yet eligible for credit cards, these payment cards help optimize spending with high cashback rates. For existing cardholders, VIB supports automatic upgrades and complimentary credit cards, providing the option of spending first and paying later with an interest-free period of up to 55-57 days, and flexible installment conversions for large transactions.
The bank flexibly combines payment cards with credit cards, the Super Interest Rate account, and other products like Super Cash – a 100% online flexible consumer loan of up to 1 billion VND. The card opening process is fully digitized on MyVIB or Max Powered by VIB, allowing customers to acquire a virtual card for spending within five minutes of registration.
Tuong Nguyen, VIB's deputy general director, stated that users are trending towards new spending habits, balancing experiences and lifestyle with effective personal financial management to achieve larger goals. VIB's international payment cards meet these criteria, offering diverse options and easy accessibility, directly from the payment account.
Hoang Dan
