VPBank is positioning itself as a key partner for Taiwanese businesses looking to invest in Vietnam. At an online workshop titled "Taiwanese FDI Business Insights 2026 - Asia Economic Outlook & Vietnam Market Update", held on 20/8, VPBank experts highlighted investment as a significant driver for Vietnam's growth. In the first half of 2026, GDP increased by approximately 8,2%; investment alone contributed around 5,5 percentage points, a notable rise compared to the previous two years.

This growth is fueled by three capital flows: public investment leading major infrastructure projects; the private sector continuing to hold a dominant proportion; and foreign direct investment (FDI) supplementing resources, technology, and production capacity. According to VPBank, approximately 80% of future societal investment needs must be mobilized from private and foreign capital, public-private partnerships, and market resources.

In this context, Taiwanese businesses can consider expanding their operations in Vietnam across various sectors. Beyond traditional industries such as textiles, footwear, wood products, and industrial manufacturing, some Taiwanese capital is shifting towards higher-technology sectors like electronics, semiconductors, precision components, and industrial equipment. These areas also align with Vietnam's strategic direction to enhance production capabilities and strengthen participation in global value chains.

However, implementing FDI projects requires businesses to simultaneously address multiple issues, including legal frameworks, site selection, supply chains, human resources, payment systems, capital sourcing, and risk management. Additionally, capital mobilization costs, the ability to adjust interest rates, and exchange rate fluctuations are crucial factors to consider during project planning and operation.

Therefore, an investor's advantage also depends on their ability to understand the market and organize local implementation. VPBank addresses this gap by developing a specialized partnership model for Taiwanese businesses.

"VPBank commits to becoming a trusted financial partner for the Taiwanese business community, providing capital solutions, market information, and long-term support for their growth journey in Vietnam," affirmed Kamijo Hiroki, Deputy General Director of VPBank and Head of the FDI-TB Division.

VPBank headquarters. Photo: VPBank

The bank aims to build a financial ecosystem to support Taiwanese businesses throughout their investment process in Vietnam, based on three core capabilities: market analysis, ecosystem connection, and the implementation of financial solutions.

First, VPBank provides economic, financial information, and policy analysis that influence investment decisions. The Economic and Financial Market Research team monitors growth, interest rates, exchange rates, trade, and capital flows, helping businesses build plans and prepare financial scenarios.

Second, the Taiwan Investment Gateway, under Taiwan's Ministry of Economic Affairs, and VPBank's FDI Center serve as bridges in Vietnam. A dedicated team, knowledgeable about Taiwanese business practices and decision-making processes, facilitates connections with regulatory bodies, industrial parks, associations, suppliers, and local partners.

Beyond local implementation capabilities, the bank utilizes its international cooperation network to support cross-border investment projects. The partnership with SMBC, a Japanese financial group that currently owns 15% of VPBank's charter capital, expands the bank's capacity for consulting, connecting, and providing international-standard financial solutions for FDI clients.

Third, VPBank implements financial solutions tailored to each project stage, from investing in factories, machinery, and working capital to trade finance, supply chain management, mergers and acquisitions, cash flow management, and payroll. For electronics and high-tech businesses, the bank develops sustainable financial solutions to help them meet environmental, social, and governance (ESG) requirements of global markets and supply chains.

A VPBank branch. Photo: VPBank

Concurrently, the VPBank NeoBiz corporate digital banking platform supports five languages, including Vietnamese, English, Chinese, Japanese, and Korean, assisting investors with cross-border transactions. Through this, VPBank can accompany clients from market research and legal entity establishment to factory construction, operation, and investment expansion.

VPBank's robust financial strength underpins its ability to support these partnerships. By the end of Q2/2026, VPBank's consolidated total assets exceeded 1,5 quadrillion dong, with equity surpassing 191 trillion dong. The bank maintained a capital adequacy ratio of 13,29%. Additionally, VPBank recently signed a USD 1,44 billion sustainable syndicated loan, characterized by a long tenure and funding mobilized from international markets.

(Source: VPBank)