The Joint Stock Commercial Bank for Investment and Development of Vietnam (BIDV) is implementing a working capital loan program for individual customers engaged in production and business activities. This initiative aims to provide additional capital and proactive cash flow management, helping customers seize development opportunities. The loan package features an overdraft limit of up to 10 billion VND.
To qualify for the program, customers must have been actively involved in production and business for a minimum of 12 months. Beyond supplementing working capital, the loan can also be used for early repayment of eligible loans held with other credit institutions.
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BIDV customers with an organic agriculture model in Lam Ha. Photo: BIDV |
BIDV customers with an organic agriculture model in Lam Ha. Photo: BIDV
In addition to the general working capital package, BIDV has allocated 10 trillion VND specifically for green production and business models. This program supports customers operating in areas such as green agriculture, organic production, safe food supply chains, and environmentally friendly product businesses.
Models holding certifications such as VietGAP, GlobalGAP, OCOP, ISO 22000, HACCP, ISO 14001, or Vietnam Eco-label are eligible for consideration under this program. The credit package also extends to needs related to rooftop solar power, wind power, electric vehicle purchases, and housing in green-certified projects.
A BIDV representative stated that while capital is a crucial resource, the effectiveness of production and business also depends on a customer's experience, operational capacity, and ability to seize opportunities. When these factors are combined, capital can become a driving force, turning customer plans into reality.
(Source: BIDV)
Customers interested in production and business loans can contact any BIDV branch or transaction office, or call the hotline 1900 9247 for consultation.
