In the ranking, TPBank ranked 336th among the 1,000 global banks, climbing 263 spots from last year. A representative from The Asian Banker stated that the "Vietnam's Leading Strong Bank in 2025" title was awarded to TPBank based on positive financial results, management capabilities, and sustained growth in a competitive market. Digital transformation initiatives, a customer-centric approach, and strategic partnerships have enabled the bank to expand resources and improve operational efficiency. Improved balance sheets, profitability, and maintained capital and liquidity at safe levels were key evaluation factors.
 |
Nguyen Viet Anh, Deputy General Director of Strategy and Bank Management, poses with the "Vietnam's Leading Strong Bank in 2025" certificate. Photo: TPBank |
Nguyen Viet Anh, Deputy General Director of Strategy and Bank Management, poses with the "Vietnam's Leading Strong Bank in 2025" certificate. Photo: TPBank
In the first nine months of 2025, TPBank's total assets exceeded 450,000 billion VND, achieving its annual plan in three quarters. Credit outstanding balances increased by over 22% year-on-year; pre-tax profit reached 6,050 billion VND, up 11% from the same period last year.
Beyond size and profit, TPBank's income structure has also shifted towards greater sustainability. Service income accounted for 21% of total operating income, an increase of over 19% year-on-year, driven by the diversification of non-credit revenue streams.
TPBank currently maintains a capital adequacy ratio (car) of 14,29%, nearly double the State Bank of Vietnam's minimum requirement of 8%. The non-performing loan ratio is controlled below 2%, among the lowest in the system, reflecting stable credit quality and risk oversight capabilities.
 |
Customers conduct transactions at a TPBank counter. Photo: TPBank |
Customers conduct transactions at a TPBank counter. Photo: TPBank
Notably, the bank has pioneered compliance with international capital safety standards. TPBank has already met the requirements of Circular 14 for applying Basel III standards using the standard approach (SA) and is implementing a roadmap towards the internal ratings-based (IRB) approach, aiming to become the first bank in Vietnam to fully comply with Basel III by 2027.
In addition to optimizing business efficiency, TPBank continues to strengthen its internal capabilities for long-term development. In October 2025, the bank increased its charter capital by an additional 1,320 billion VND, raising total capital to over 27,740 billion VND. TPBank also increased its ownership in Tien Phong Securities Company (TPS) to 51%, expanding its financial services ecosystem. In 2024, the bank contributed over 2,314 billion VND to the state budget, ranking 9th among private banks.
 |
LiveBank 24/7 machine. Photo: TPBank |
LiveBank 24/7 machine. Photo: TPBank
Throughout its development journey, TPBank has consistently focused on innovation and technology application to enhance user experience. The bank continuously expands its digital ecosystem, from the TPBank Mobile app and LiveBank 24/7 to the TPBank Biz platform for businesses. The bank has received the Vietnam Digital Transformation Award (VDA) for two consecutive years, acknowledging its efforts to improve user experience.
 |
Young people take photos at the TPBank booth during the "Em Xinh Say Hi" concert. Photo: TPBank |
Young people take photos at the TPBank booth during the "Em Xinh Say Hi" concert. Photo: TPBank
To spread its digital banking brand among young customers, TPBank launched the "Em Xinh Say Hi" communication campaign. During the short broadcast period of the "Em Xinh Say Hi" reality music show, TPBank app downloads increased by over 200%, with some days exceeding 120,000 downloads. New credit card activations via the app tripled; nearly 1 billion brand advertisement views were recorded, making the message "TPBank App - Ultimate Utility. Live Your Best" resonate with users.
"This title is a testament to our financial strength and further motivates TPBank to remain steadfast in its long-term vision: to build a leading digital bank that develops sustainably and delivers true value to customers, shareholders, and the community," shared Nguyen Hung, the bank's General Director.
Minh Ngoc
