The State Securities Commission granted approval on 31/12/2025 for ABBank to conduct a public offering of additional shares. This issuance is structured as an offering to existing shareholders with a 100:30 rights exercise ratio. This means that each shareholder holding 100 shares on the record date will be entitled to purchase an additional 30 new shares.

The bank announced it will finalize the shareholder list on 15/1. The rights transfer period for shares will run from 22/1 to 6/2. The subscription and payment period for shares will extend from 22/1 to 10/2. ABBank has not set a minimum number of shares required for subscription in this offering.

ABBank issues shares to existing shareholders. *Photo: ABBank*

This offering provides existing shareholders with an opportunity to increase their ownership at a price below market value. The proceeds will supplement capital for customer lending activities, strengthen ABBank's financial foundation, improve capital adequacy ratios, boost technology investment, and create room for future business expansion.

For shareholders with custodied securities, the rights exercise will be processed through their custodian member. Non-custodied shareholders can register and exercise their rights directly at An Binh Securities Joint Stock Company, the entity authorized by ABBank to carry out these procedures.

Upon completion of the offering, ABBank's charter capital is expected to increase from 10,350 billion VND to 13,455 billion VND. An ABBank representative stated that this capital increase is an important step to prepare the bank for a new growth cycle, expand business operations, enhance governance capacity, increase operational transparency, and gradually approach higher capital market standards.

Tellers assist customers with procedures at the counter. *Photo: ABBank*

The capital increase plan is being implemented as ABBank's 2025 business results showed positive growth. As of the end of 11/2025, cumulative pre-tax profit reached approximately 3,400 billion VND, nearly 200% of the annual plan. Return on equity (ROE) remained between 16-18%, while the cost-to-income ratio (CIR) decreased to around 33%, indicating improved operational efficiency.

Concurrently, the bank strengthened its senior leadership, accelerated digital transformation, and optimized its business model, focusing on retail and small and medium-sized enterprise (SME) customers, segments known for good profit margins and long-term growth potential.

In the stock market, ABB shares have reflected investor expectations for the bank's restructuring and improved operational efficiency. Standardizing its financial foundation, governance, and information disclosure is a prerequisite for a potential exchange transfer and listing in the 2026-2027 period, when conditions are favorable.

According to Vu Van Tien, Chairman of ABBank's Board of Directors, with a strengthened financial foundation, improved business efficiency, and a clear development strategy, ABBank is ready for a new growth phase. The bank aims to create long-term, sustainable value for customers, shareholders, and the community, and expand its market position.

*(Source: ABBank)*