Agribank has been honored with two Sao Khue 2026 awards for its digitalization solutions: "Smart Form Solution - Agribank SmartForm" and "Online Loan Management System - Agribank Online Lending". These awards recognize the bank's commitment to digital transformation and operational efficiency. The announcement was made on 28/5 at the award ceremony and unveiling of the Vietnam Digital Technology Solutions Map 2026.
Agribank SmartForm is recognized in BPO and data digitalization, while Agribank Online Lending falls under financial technology.
Agribank SmartForm is a platform designed to digitalize transaction processes and forms throughout the bank's branch and transaction office network. This solution unifies all business form processes digitally, eliminating paper-based procedures and repetitive data entry. Customers can schedule transactions via the website, complete registration at kiosks, and check-in prior to their appointment. The entire process is managed through a unified electronic form, ensuring a seamless experience.
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A bank representative accepts the award for "Smart Form Solution - Agribank SmartForm". *Photo: Agribank* |
According to an Agribank representative, the solution offers flexible integration, data standardization, and optimized document processing. It modernizes operations, enhances management efficiency, and fosters a digital work environment.
Meanwhile, Agribank Online Lending is an online loan management system enabling customers to access capital more quickly through a digital platform. This solution digitalizes the entire loan process, from application intake, information verification, appraisal, and approval, to contract signing, loan management, and operational reporting for specific credit products.
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An Agribank representative accepts the award for "Online Loan Management System - Agribank Online Lending". *Photo: Agribank* |
Implementing this system shortens application processing times, increases transparency in credit approval, and broadens access to banking financial services for a wider range of customers. The solution is expected to advance financial inclusion, particularly within the agricultural sector, for farmers, and in rural areas.
An Agribank representative stated that receiving these two Sao Khue 2026 awards reinforces the bank's commitment to leveraging technology. This contributes to the banking sector's digital transformation process and the national digital transformation program.
Since 2016, Agribank has received 22 Sao Khue Awards for its products, services, and information technology systems. These accolades span banking, financial technology, corporate governance, asset management, digital data, and digital utilities. These widely adopted solutions advance digital transformation, administrative procedure reform, and improve service quality for individuals and businesses. Agribank has also garnered numerous national awards and titles, including Vietnam National Brand, National Quality Award, Golden Star of Vietnam, and Vietnam Digital Transformation Award.
With over 38 years of operation, Agribank continues to invest in innovation and digital transformation. The bank aims to build a modern financial ecosystem that addresses the needs of its customers and the digital economy.
The Sao Khue Award, established in 2003 by the Vietnam Software and IT Services Association (VINASA), is a prestigious recognition within Vietnam's information technology industry. Many past award-winning products have become pivotal solutions for state agencies, businesses, and major economic organizations, expanding their reach to regional and international markets.
This year, VINASA launched the Vietnam Digital Technology Solutions Map, evaluated across three axes: Domain (uniqueness and creativity), Maturity (development level), and Value Nature (system value). This tool is expected to comprehensively reflect the capabilities, growth, and structure of Vietnam's digital technology industry, supporting enterprise digital transformation and the development of the domestic technology ecosystem.
Thai Anh
