The margin loan package and transaction fee waiver apply to customers opening new accounts. The fee waiver is valid for 30 days and does not include exchange fees as regulated. The preferential margin loan interest rate is valid for 90 days with outstanding loans up to 5 billion VND.

According to Kafi, the total preferential margin limit is up to 1,000 billion VND. This policy is introduced as the stock market maintains its positive momentum, with the VN-Index exceeding 1,350 points. Many stocks are considered reasonably valued, opening up attractive disbursement opportunities for individual investors.

While the market is moving in a positive direction, geopolitical instability and tariff issues remain variables that require special attention. Investors should choose fundamentally sound stocks, have a flexible capital allocation and management strategy, and take advantage of margin loan interest rate and transaction fee incentives to optimize efficiency.

Investors experience the new incentives from Kafi. Photo: Kafi Securities

Investors experience the new incentives from Kafi. Photo: Kafi Securities

According to Nguyen Quang Thanh, a broker with 10 years of experience in TP HCM, transaction costs and margin loan interest rates are two factors that directly affect profits, especially for short-term investors or those with high trading frequency. "A transaction fee difference of just 0.1% can have a significant impact if investors buy and sell 3–6 times a month. Low margin interest rates help accelerate disbursement without the pressure of capital costs," Thanh said.

Luc Kim Thanh, Director of Digital Business and Partner Channels at Kafi, said this program helps remove cost barriers, creating conditions for both new and professional investors to actively participate in the market. The company focuses on helping individual investors, especially those with limited capital, confidently participate in the market and seek more effective profits. "We are not just implementing a short-term incentive package, but want to comprehensively improve the investment experience, especially for those with small capital, through appropriate tools and transparent policies," Thanh said.

Along with the incentive policy, Kafi also launched a digital brand representative named KAI. This character plays a supporting role in helping investors access easy-to-understand investment knowledge, suggest strategies, and make quick decisions. The entire process of opening an account, registering for margin trading, and borrowing margin can be done online without going to the counter, saving time and enhancing investor proactivity.

Thai Anh