For many Vietnamese families, Tet Nguyen Dan, or Lunar New Year, has long marked the beginning of a new cycle. After a busy year, the period leading up to Tet is not only for reunion preparations but also an opportunity to reflect on the past year and shape plans for the upcoming one.

Embracing the adage "plan for the whole year," many families prioritize reviewing fundamental aspects like health, finances, and their children's future. In a dynamic world, early preparation helps families enter the new year with greater stability and a proactive mindset.

New year gifts. Illustration: Prudential

Health is often a primary focus. The year-end period, with its packed schedules and increased travel, prompts many families to adjust their routines with balanced diets, adequate rest, and regular exercise. According to the World Health Organization (WHO), preventive healthcare – including vaccinations, deworming, and regular check-ups – is an effective investment in long-term quality of life. Consequently, many families take the opportunity to review vaccination schedules for young children and arrange basic health screenings for older adults before the new year begins.

Alongside health, family finances are also a key area for year-end reorganization. This period is suitable for summarizing expenses, evaluating budgets, and developing plans for the next phase. The Organisation for Economic Co-operation and Development (OECD) recommends that households proactively establish financial plans and build contingency funds to alleviate pressure from unexpected expenses and safeguard long-term goals.

A US Federal Reserve report published in 5/2025 also indicated that households with clear financial plans are better equipped to manage cost risks and maintain long-term stability. Therefore, dedicating time to budget planning before Tet is increasingly becoming a popular choice, helping families avoid starting the new year reactively.

Enterprise incentive program. Photo: Prudential

Experts note that from healthcare to financial organization, many families are adopting systematic preparations to create a solid foundation for the new year. Contingency plans are considered vital, reducing concerns about unforeseen circumstances and supporting more stable family operations in the future.

In this context, some businesses are implementing programs to support customers during their new year preparations. For Tet Binh Ngo 2026, Prudential is introducing the "Million Connections - Embrace New Peace of Mind" program, offering health and shopping e-vouchers to customers eligible for life insurance. Detailed information on eligibility and terms is available on the company's website and official channels.

According to a Prudential representative, the program aims to help families be more proactive in their health and financial planning before the new year, demonstrating a commitment to bringing complete peace of mind to every Vietnamese family. With crucial foundations laid early, families can celebrate Tet with greater stability and readiness for a sustainable new year.

(Source: Prudential)