TNEX recently received three international digital finance awards: best digital bank in Vietnam, safest digital banking experience in Vietnam, and innovative lending technology breakthrough award. These accolades mark significant milestones in the company's five-year journey of developing user-friendly digital financial solutions.
Launched with the aim of building a user-friendly financial platform, TNEX focused on addressing customers' biggest barrier: the complex processes of traditional banks. The application features a minimalist interface and uses everyday language, allowing users to complete most transactions quickly.
In addition to simplifying the experience, TNEX is a pioneer in Vietnam in adopting an "embedded finance" strategy. The platform collaborates with consumer applications like Fiza, ZaloPay, and SME ecosystems such as Misa, KiotViet, creating a "multi-dimensional financial grid" that expands direct access to tens of millions of potential users.
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The TNEX application features a simple, user-friendly interface. Photo: TNEX |
The safest digital banking experience in Vietnam 2025 award, presented by Global Economics Magazine, received high recognition amid the rapid increase in cybercrime across many countries. To meet information security requirements, TNEX built a multi-layered security system, combining one-time password (OTP) authentication technology, real-time monitoring mechanisms, and an internal team of security experts. This ensures strict protection of all transactions and customer information. The unit also integrated VNeID electronic identification, enhancing authentication capabilities and safeguarding customer data according to national standards.
The best digital bank in Vietnam title, awarded by Global Banking & Finance Review, was based on the completeness of its model, service quality, processing speed, and operational efficiency. TNEX's system operates on a cloud-native architecture like Amazon Web Services (AWS), utilizing real-time data processing technology to ensure all transactions are handled quickly and stably.
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Users can apply for loans directly on the application. Photo: TNEX |
The innovative lending technology breakthrough award recognizes the full automation of the lending process. Users only need their citizen identification card (CCCD) to register; applications are approved in about one minute, funds are disbursed online, and no hidden fees are incurred. This convenience suits the flexible capital access needs of young users.
Previously, the company was also named the best digital-only bank in Vietnam by The Asian Banker for two consecutive years (2023-2024). Nguyen The Minh, General Director of TNEX Finance Company Limited, stated that these awards represent significant milestones in the company's development journey. "We will continue to invest in technology and security so that users always benefit from advanced safety standards," Minh affirmed.
(Source: TNEX)
