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Sunday, 27/9/2026 | 11:43 GMT+7

Vikki Digital Bank expands digital financial solutions for students

Vikki Digital Bank launched multi-functional student cards, offering credit limits up to 40 million Vietnamese dong, along with a "Digital Citizen Station" at Victoria Hoa Binh University on 25/9/2026.

A ceremony announcing the decision to rename Hoa Binh University to Victoria Hoa Binh University was held in Hanoi on 25/9/2026. The event was attended by Government leaders, representatives from central agencies, Hanoi City, the Police Department for Administrative Management of Social Order - Ministry of Public Security (C06), Sovico Group, the Board of Directors, and nearly 2,000 staff, lecturers, and students.

During the program, Vikki Digital Bank partnered with the university to implement a policy offering free issuance of a multi-functional student card. This initiative aims to empower young people to proactively manage personal finances from their first steps into higher education. The card integrates an identification function, serving academic activities and attendance. It also functions as a payment account for banking transactions. Additionally, the product incorporates an international credit function, providing a pre-approved credit limit of up to 40 million Vietnamese dong per student, based on their academic year and performance.

Labor Hero, Doctor Nguyen Thi Phuong Thao visited and experienced the "Digital Citizen Station" and Digital Citizen Kiosk at the event. Photo: Vikki Digital Bank

According to the bank, this credit facility serves as a flexible financial reserve, enabling young people to cover tuition fees, study materials, and daily living expenses. It comes with a range of practical privileges, including preferential loan packages for tuition and overseas study, featuring a streamlined process, and a spending cashback mechanism of up to 10%. Furthermore, the card offers preferential policies and SkyJoy reward points accumulation on every payment transaction.

Beyond solutions for students, the bank also provides products for staff and lecturers. Credit limits for this group can reach up to 1 billion Vietnamese dong, depending on their position. These customers also benefit from home loans, car loans, and consumer loans, alongside free account management and salary payment policies.

Experience fast online bank account registration on the Vikki App. Photo: Vikki Digital Bank

Also at the event, the C06 Department and Sovico Group held a signing ceremony for a memorandum of understanding on cooperation. This agreement focuses on the research, development, and application of science and technology for digital transformation and administrative management of social order. Areas of collaboration include: the "Digital Citizen Station", the "Digital Literacy for All" program, artificial intelligence, digital training, human resource development, and digital utility platforms for citizens.

To realize this cooperation framework with concrete actions, delegates participated in a button-pressing ceremony to officially launch the "Digital Literacy for All" program. This program aims to popularize essential digital knowledge and skills to every citizen, making technology a capability for daily life, with students playing a core role. In this process, Vikki Digital Bank provides practical financial experiences to help students familiarize themselves with digital transactions, gradually forming a civilized cashless payment habit, and proactively accessing safe and secure financial and banking services.

Delegates witnessed the C06 Department and Sovico Group exchanging the memorandum of understanding for cooperation. Photo: Vikki Digital Bank

The program's appeal also stemmed from the "Digital Citizen Station" model recreated by Vikki right at the event venue. This space integrates automated health check utilities, financial transactions via new-generation ATMs, and online public services. The space directly welcomed high-level delegates and many young people who participated in the experience.

Vikki Digital Bank stated that this model is a step in its plan to develop the "Digital Citizen Station" network, following the cooperation agreement between the C06 Department and Sovico Group. The bank also introduced the Vikki digital citizen card, which supports performing certain transactions and public administrative procedures, and applies an interest-free policy for up to 55 days, according to product conditions.

Students experienced financial and healthcare utilities at the "Digital Citizen Station". Photo: Vikki Digital Bank

A representative from the bank added that the implementation of solutions at Victoria Hoa Binh University focuses on the transaction, learning, and financial management needs of students and lecturers. This activity also links to the digital skills popularization program and the expansion of digital utilities for citizens.

Hoang Dan

By VnExpress: https://vnexpress.net/vikki-digital-bank-mo-rong-giai-phap-tai-chinh-so-cho-sinh-vien-5125323.html
Tags: digital finance HDBank Vikki Digital Bank

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