My parents spent their youth working tirelessly to buy our house and raise my sister and me. They ensured we received a good education and helped us start our own families. Now, we all have our own lives, and while not wealthy, we can provide for our children.

We thought life was stable, but a year ago, my father started complaining about back pain. Initially, we dismissed it as old age, but his condition worsened despite treatment. When we finally took him to Cho Ray Hospital, we received the devastating news: he had terminal lung cancer.

Medical expenses quickly mounted, reaching tens of millions, then hundreds of millions of dong. My mother's savings, meant for retirement, were insignificant compared to the hospital bills and medication costs. My sister and I, with young children to care for, couldn't contribute much financially. As a last resort, my mother decided to sell our house—a place filled with family memories—hoping to save my father.

Ironically, when we needed to sell the house, we couldn't find the property deed. Now, we are juggling my father's treatment with the process of getting a replacement deed, and I feel lost.

I've heard that many procedures, especially those related to land and housing, changed after 1/7/2025. I'm unsure what to do. Could you please advise me on the latest procedure for obtaining a replacement property deed and where to submit the application? Thank you.

Reader Thu Minh

>>Advice from Law Master Nguyen Truc Anh