This was one of the largest shareholder meetings, compared to the common attendance of a few hundred to about 1,000 shareholders at other banks. This year, each shareholder attending in person received 200,000 VND in cash; the bank also transferred this gift to those who could not attend.

SHB currently has more than 160,000 shareholders, placing it among banks with a large public ownership structure in the market. SHB shares are included in the VN30 basket and maintain high liquidity. In 2025 alone, the stock repeatedly recorded trading volumes exceeding 100 million shares per session.

According to SHB's leadership, the high number of attending shareholders demonstrates investor interest in the bank's business activities and growth prospects.

2,800 shareholders and proxies attended SHB's annual general meeting of shareholders on the afternoon of 22/4. Photo: SHB

At the meeting, SHB announced its 2025 business results, showing growth in many key indicators. Total assets reached 892,009 billion VND, a 19% increase from the beginning of the year and 107% of the plan. Charter capital reached 45,942 billion VND and is expected to increase to 53,442 billion VND in 5/2026.

Pre-tax profit reached 15,021 billion VND, a 30% increase compared to 2024 and 4% above target. Credit outstanding reached 619,538 billion VND, up 16%, alongside controlled asset quality. The cost-to-income ratio (CIR) remained at 22,1%, among the lowest in the industry, reflecting efficient cost management. The bank expects to pay a 2025 dividend of 16%, comprising 6% in cash and 10% in shares.

Chairman of the board of directors Do Quang Hien spoke to shareholders. Photo: SHB

On this occasion, SHB also unveiled its new brand identity. The logo features a yellow color, combining square and circular shapes with a stylized "S" letter. A bank representative stated that this represents a strategic transformation, a declaration for a new development phase where traditional values are inherited and refreshed with digital thinking and innovation.

The bank aims to become a "Future Bank" – a new generation national-scale bank, focused on applying technology, fostering innovation, and rising to become among the leading financial institutions in the region and internationally.

Vice chairman of the board of directors cum deputy general director of SHB, Do Quang Vinh, spoke at the event. Photo: SHB

Speaking at the meeting, Do Quang Vinh, vice chairman of the board of directors cum deputy general director, stated that SHB remains committed to its strategy of cooperating with large corporations and businesses, providing capital and financial solutions for ecosystems and value chains.

The bank is also implementing a comprehensive transformation strategy based on 4 pillars: customer and market centricity; reform of mechanisms, policies, regulations, and processes; human resources as the core subject; and modernization of information technology and digital transformation. This strategy expands the bank's growth potential while creating a foundation for deeper participation in the economy's value chains, supporting businesses in expanding investments, enhancing competitiveness, promoting digital transformation, and fostering green development.

At the meeting, a representative from the State Bank of Vietnam also commended SHB for proactively streamlining its organizational structure, enhancing operational efficiency, and launching a new brand identity. These steps demonstrate the leadership's clear determination for innovation and a long-term vision. The results achieved in 2025 attest to the board of directors' sound and appropriate development orientation and the flexible, effective operational capabilities built upon 6 core values: Tam (Heart), Tin (Trust), Tin (Credibility), Tri (Knowledge), Tri (Wisdom), and Tam (Vision).

The meeting also approved various proposals, including the business plan, capital increase plan, dividend policy, and the establishment of a one-member limited liability commercial bank wholly owned by SHB at the international financial center in Vietnam. In 2026, the bank plans to distribute an 18% dividend to shareholders.

Chairman of the board of directors Do Quang Hien affirmed that SHB will continue to leverage its internal strengths, enhance operational efficiency, and pursue sustainable development, balancing the interests of customers, shareholders, and partners, contributing to the overall growth of the economy.

Minh Ngoc