The family banking model was developed to help customers transition from individual financial management to family wealth management. Through a unique family ID, eligible members such as spouses, parents, children, and relatives can link within the same system to manage assets and utilize VPBank Diamond benefits.
According to VPBank, families in the Diamond and Diamond Elite tiers receive an additional 0.3% annual interest on savings deposits, free international money transfers, and the opportunity to acquire premium account numbers with preferential values up to 55 million VND.
Beyond financial services, family banking integrates numerous benefits related to travel, leisure, dining, healthcare, and airport lounges, enabling family members to use them within a unified ecosystem.
VPBank Diamond customers enjoy unlimited access to eight domestic airport lounges located at Noi Bai, Tan Son Nhat, Da Nang, Cam Ranh, Cat Bi, and Phu Quoc. Each visit allows for up to two accompanying guests, enabling family members to enjoy the service together before each flight.
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VPBank Diamond offers unlimited access to airport lounges nationwide. Photo: *VPBank* |
Customers also experience leisure, dining, and healthcare within the "Phong vi thuong luu" (Elite Lifestyle) ecosystem, built upon three values: financial, health, and spiritual well-being. These benefits are integrated into family banking, allowing multiple family members to enjoy them.
Customers can utilize a two-day, one-night resort package at popular domestic resorts such as Diamond Bay Resort & Spa Khanh Hoa, Silk Pat Grand Sapa Resort & Spa, Avana Retreat, and Legacy Yen Tu Mgallery. The program also includes personalized, private fine dining, omakase, and Michelin Selected lunches and dinners. Additionally, customers receive complimentary golf rounds at 67 golf courses nationwide.
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VPBank Diamond creates opportunities for entire families to enjoy complete leisure experiences. Photo: *VPBank* |
Complementing this ecosystem is the VPBank Diamond World credit card, offering a credit limit of up to one billion VND, a daily transaction limit of 300 million VND, and a cash withdrawal limit of 70 million VND. Cardholders receive unlimited cashback of up to 10%, a 1% foreign transaction fee, and an annual fee waiver when meeting spending criteria.
A VPBank representative stated that family banking is a solution developed by the bank to combine financial services with an experiential ecosystem, thereby extending benefits from individual customers to multiple family members. "We believe the future of banking lies not in financial products, but in our ability to connect and accompany customers throughout their life journey," the representative shared.
(Source: VPBank)
