Cardholders can now use their iPhone or Apple Watch for contactless payments at supported terminals, replacing physical cards. This integration of Apple Pay follows the bank's earlier adoption of mobile payment solutions like Garmin Pay and Samsung Pay, aiming to broaden its digital payment ecosystem.

Apple Pay enables in-store transactions through authentication via Face ID, Touch ID, or a passcode, followed by tapping the device near a point of sale (POS) terminal. The service also supports online and in-app payments across devices such as iPhone, Apple Watch, iPad, and Mac, ensuring a consistent spending experience.

Eximbank Visa cards integrated with Apple Pay. Photo: Eximbank

Eximbank Visa cards integrated with Apple Pay. Photo: Eximbank

According to Eximbank, every Apple Pay transaction requires biometric authentication or a passcode. Card information is not stored directly on the device or Apple's servers; instead, it is encrypted via a unique transaction code for each payment.

This mechanism helps mitigate the risk of unauthorized transactions and safeguards user financial data.

Users can add their Eximbank Visa card to Apple Pay via the Eximbank EDigi app or the Wallet app on an Apple device, then authenticate as instructed. Once activated, the card can be used for payments in stores, on websites, or within apps that support Apple Pay.

Customers conducting transactions at an Eximbank branch. Photo: Eximbank

Customers conducting transactions at an Eximbank branch. Photo: Eximbank

The addition of Apple Pay is part of Eximbank's roadmap to expand its digital payment services, reflecting the ongoing shift of users toward cashless transaction methods.

The bank stated it will continue to develop mobile payment methods to meet flexible spending needs and enhance customer convenience.

Hoai Phuong