According to the proposal submitted for shareholder approval, announced on 24/8, Techcombank plans to issue 3,54 billion shares as stock dividends, equivalent to a 50% payout ratio. This proposed ratio is lower than the one approved by shareholders at this year's annual general meeting.

The capital for this initiative will be sourced from accumulated undistributed profits, based on the audited financial statements for 2025. The bank previously distributed a 7% cash dividend to shareholders. With the proposed 50% stock dividend, the total payout for Techcombank shareholders will be 57%.

Beyond the dividend adjustment, Techcombank also plans to reduce the number of shares issued under its employee stock ownership plan (ESOP). The bank will lower the issuance from over 35 million units to more than 29,9 million units, representing a 0,28% ratio. The selling price for these shares will remain 10,000 dong.

If both plans are successfully implemented, Techcombank's charter capital is projected to increase from 70,862 billion dong to 106,293 billion dong. Issuing additional shares will help the bank enhance its financial capacity, improve its capital adequacy ratio (CAR), and expand its credit scale without the interest payment burden associated with debt. However, an increased supply of shares in the stock market could lead to a short-term decrease in share price.

In the market, at the close of trading on 24/8, TCB shares were priced at 31,450 dong per unit, representing an 8% decrease since the beginning of the year.

TCB share price fluctuations over one year. Photo: screenshot

For the first half of the year, Techcombank's pre-tax profit reached 18,500 billion dong, an increase of 22,5%. This performance means the bank has completed more than half of its annual plan. Two main operational segments drove this growth: net interest income, which improved by 16,3%, and service activities revenue, which rose 73% compared to the same period.

As of 30/6, Techcombank's total assets exceeded 1,27 million billion dong. Customer loans reached 847,336 billion dong, marking a 10,4% increase. The non-performing loan ratio stood at 1,08%. Concurrently, total customer deposits rose 7% compared to the end of the previous year, reaching 662,448 billion dong.

Trong Hieu